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Tax season is a prime time for scams. IRS uncertainty could add to the issues this year

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Many tax scams also advertise big payouts, but at a price. Some “ghost” preparers, for example, will charge you for preparing your tax return — often with promises of maximizing your refund — but never sign it. They may then file a fraudulent return in your name, with an inflated income or fake deductions to boost the refund, and switch the bank account listed to claim your money.

Tax scams can be all the more convincing if they meet the moment. And this year, experts warn that cyber criminals or “social engineers” might take particular advantage of uncertainty around the IRS cuts.

“Uncertainty is probably one of the biggest motivating emotions that social engineers take advantage of,” said Dave Chronister, a prominent “ethical hacker” and CEO of Parameter Security, noting that scammers might use news of these cuts and impersonate the IRS to falsely promise taxpayers “new” ways of filing.

Similar tactics emerged during the height of the COVID-19 pandemic and following legitimate rounds of federal aid — with some scammers making false claims about additional stimulus checks, for example.

Tax scams can be all the more convincing if they meet the moment. And this year, experts warn that cyber criminals or “social engineers” might take particular advantage of uncertainty around the IRS cuts.

Scams are also becoming more sophisticated, most recently thanks to the rising adoption of generative artificial intelligence. Experts warn that this technology is being used create “hyper-realistic” phishing messages, including video or audio deepfakes, and can allow scammers to target more people at once through automation.

File as soon as you can.

Nobody is eager to sit down and do their taxes, but getting it out of the way early — and before any scammers potentially try to file something in your name — makes a huge difference, Chronister explains. He adds that taxpayers can play it safe by sticking to what they know.

“If you’ve always been using TurboTax, use TurboTax. If you always use an accountant, use your accountant,” Chronister said. He notes that you should also keep your information safe by password-protecting any past filings downloaded to your device and using a VPN when on public Wi-Fi.

The IRS also suggests setting up an identity protection PIN, a six-digit number that can help protect you from someone else filing in your name. You can also freeze your credit — which experts recommend as an added line of defense against future identity theft and fraud, even if you haven’t been scammed. Freezing your credit prevents any new credit accounts from being created in your name. And you can always temporarily “unfreeze” if a check is needed to rent an apartment or apply for a loan. Credit freezes can be set up through three nationwide credit bureaus: Equifax, Experian and TransUnion.

And, again, remember that the IRS won’t randomly contact you by email, text or phone. When in doubt, go to the official IRS website and reach out directly.

Avoiding scams can also come down to pausing before you click or act on anything. “Take a breath, count to 10 and then go, ‘OK … is this too good to be true?’” Chronister sad. “‘Is my gut telling me something is off?’”

Chronister adds that social engineering is about emotion, not intelligence — and anyone can fall for it.

“It’s human to fall for these (scams),” he said. “They’ve been here since the beginning of mankind … So you have to stay vigilant, but don’t panic. Just keep your gut check going.”

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Republished with permission of The Associated Press.



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Senate Appropriations Committee passes bill to survey seniors about nursing home conditions

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The Senate Appropriations Committee has OK’d a bill that could give lawmakers new insight into how seniors feel at nursing homes in order to better protect them.

“This bill strengthens the voice of our nursing home residents and their family members to ensure they can age with the dignity and care they deserve,” said Senate President Ben Albritton in a statement.

If SB 170 passes this Session, the Agency for Health Care Administration (AHCA) would create biennial customer satisfaction surveys for residents and their families at nursing homes. The survey would be available at all facilities, including ones operated by nonprofits and for-profit companies, for short-term and long-term residents.

Nursing home employees would be prohibited from trying to influence the responses, although seniors’ families could help them complete the surveys, the bill outlines.

“The beauty of this survey is we will be able to use it in a multitude of ways,” said Sen. Colleen Burton, a Lakeland Republican, during Wednesday’s hearing.

Lawmakers would be able to understand if the state’s programs are improving seniors’ quality of care and plan to study how Florida compares to other states, Burton said.

The survey results will also be available to the public in the AHCA Nursing Home Guide website.

“Following the survey results, nursing homes must develop and submit an internal action plan for improvement to AHCA. This feedback is essential to help Florida families make a clear and informed decision when selecting a nursing home,” the Senate press release said.

Staff analysis of the bill warned about costs ahead. “AHCA estimates a cost of $356,500 to implement the Nursing Home Patient Satisfaction Survey and the Nursing Home Patient Safety Culture Survey required in this bill,” the staff report said.

“The agency will also require $140,500 annually to maintain, enhance, and secure endorsements for these surveys. The comprehensive study of nursing home quality incentive plans will require an estimated $1.5 million to complete.”

What could help lower the state’s cost are new $10,000 fines the bill is proposing on nursing homes that refuse to submit audited financial information to the state as required by law.

The bill also includes a provision to require nursing home medical directors to obtain an American Medical Directors Association certification or hold a similar credential approved by AHCA.

“Floridians should feel confident when selecting a nursing home for themselves or a loved one. This legislation will elevate the quality of care and safety standards of nursing home facilities statewide,” Burton said in a statement.

“Enhanced transparency and feedback from nursing home residents and their family members will better inform Floridians and safeguard the quality of care for seniors and individuals with disabilities.”


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Nikki Fried says Special Election overperformance lays groundwork for future Dem success

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Florida Democratic Party Chair Nikki Fried says overperformance by candidates in two congressional districts could bring Democrats long-term benefits.

“We put a down payment on our future,” Fried said, “and we’re going to make Republicans pay for it in the long run.”

Democratic candidates spent upward of $17 million in Special Elections in Florida’s 1st and 6th Congressional Districts. In the Panhandle, Gay Valimont lost to Republican Jimmy Patronis, while in Northeast Florida, Josh Weil fell to Republican Randy Fine.

In both cases, the Republicans won by about 14 percentage points in districts where President Donald Trump in November won by more than 30 points.

In that sense, Fried didn’t consider either campaign a loss. Fried the next day participated in a Democratic National Committee (DNC) press call with DNC Chair Ken Martin to tout the overperformance.

Seeing President Donald Trump hold telerallies for both candidates showed Florida Democrats can still get national Republicans’ attention, she said.

“These races should have never been competitive, but we outworked them, we outraised them, and we slashed their margins by more than half, and they panicked,” Fried said. “They had to call daddy, hosting emergency town halls, slashing last minute cash and even sacrificing (New York U.S. Rep. Elise) Stefanik’s nomination to protect their very slim majority.”

Martin, while touting the victory of a Liberal Wisconsin Supreme Court justice over a conservative publicly championed by billionaire Elon Musk, also saw good things from the election results in Florida.

“Last night’s Special Elections in Florida showed Trump, Musk and Republicans that they’re in trouble in even the reddest of districts,” Martin said.

“Democrat Gay Valimont claimed the best performance from a Democrat in Florida’s 1st Congressional District this century, and became the first Democrat in almost two decades to flip Pensacola. In Florida’s 6th, Democrat Josh Weil secured a massive overperformance in this Trump plus-30 district and validated Republicans’ widely covered concerns about Republican candidate Randy Fine.”

Fried also said the Democratic campaigns spent their money wisely, focusing on ground game over flashy marketing.

“These races came down to the wire because we invested in them, put money into strong ground game and organized in red counties like never before,” Fried said. “Investment on the ground matters. Money spent in Specials was largely on the ground, not TV, and campaigns left behind cash to local county parties to continue that work. So don’t tell me, ‘Florida, it’s too expensive.’ We have proven that we can raise the money and spend it wisely.”

Fried also said Democrats in off-year and unscheduled races can make an important difference in providing balance in state elections.

“Here in Florida Special Elections, we flipped a really important House seat last year in the beginning part of ’24. It allowed us to take back School Board races in the August Primaries, to re-elect our Mayor down in Miami-Dade County. These elections are important for infrastructure and build our momentum.”

That 2024 Special Election was a win by Democrat Tom Keen in House District 35, but Keen lost the seat in November to Republican Erika Booth.

Fried said this year’s Special Elections will lay the groundwork for strong performance in the Midterms next year.

“People are coming out of their homes, wanting to be part of this revival of the Democratic Party and this retaking back of our state,” she said. “These important elections are a message test. It is an opportunity to organize, to galvanize our base, but also to make sure that we are creating this momentum going into the ‘26 actual elections year,” she said.


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New data reveals Trump Country flocks to the health care marketplace

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In the same way Floridians flocked to the polls for Donald Trump, they have flocked to the health care marketplace, seeking affordable health care coverage for themselves and their families.

In fact, new data reveals that Florida participation in the health care marketplace has multiplied by 2.5 in just five years.

In 2020, there were 1.9 million Floridians on the exchange. That’s just a fraction of the 4.7 million residents across the Sunshine State enrolled today.

KFF News reported this week that enrollment has grown significantly more in states that favored Trump last election than in states that voted for his opponent.

“On average, states that voted for President Trump have seen Marketplace enrollment grow by 157% while states that voted for former Vice President (Kamala) Harris saw a 36% increase in Marketplace enrollment,” according to the report. Florida was one of the top 15 for growth.

Yet, the 4.7 million Floridians who rely on the marketplace may lose their enhanced tax credits if Congress does not act.

The enhanced tax credits have increased the affordability of coverage for middle income Americans. They are set to expire at the end of this year, and premiums will skyrocket for those on the exchange.

If Congress does not renew the tax credits, a 60-year-old couple in Florida earning $82,000 a year will be forced to pay $13,000 more for their health care coverage. A family of four in Florida earning $129,000 per year will face an increase of $4,500 on their annual premiums.

Hispanics would be among the hardest hit if the tax credits were to expire.

Julio Fuentes, President of the Florida Hispanic Chamber of Commerce warned in an op-ed this week that “inaction would devastate Hispanic small business owners, their employees, and millions of other Floridians who depend on these tax credits.”

Fuentes urged Congress to “work together to extend these tax credits and keep health coverage within reach for working families.”


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