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Ron DeSantis draws attention to cheaper property insurance ahead of Legislative Session

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Florida Peninsula Insurance, one of the largest property insurers in Florida, is decreasing rates by 8%, Gov. Ron DeSantis said.

Speaking at a Davie press conference, DeSantis said 83 other companies filed for rate decreases and 100 others are keeping their rates flat.

“As of January, the 30-day average request by companies for home rates are down 2.3%,” DeSantis said. “We’re one of the probably the only states in the country where you’re seeing a decrease.”

DeSantis and state administrators held a presser to highlight progress that Florida has made lowering property insurance. DeSantis’ remarks come just before the start of the 2026 Legislative Session, where DeSantis is pushing lawmakers to put a constitutional amendment on the ballot to repeal property taxes — which he says hurts Floridians worse in the pocketbook than property insurance.

A study by the Florida League of Cities warned that eliminating property taxes would hurt local governments’ essential services.

Insurance Commissioner Michael Yaworsky and DeSantis both credited recent state reforms in helping stabilize Florida’s property insurance costs. Some of the changes put in place make it more difficult for homeowners to sue property insurance carriers to get coverage. 

“We had 8% of homeowners’ claims nationwide, but that accounted for almost 80% of litigation expenses nationwide right here in Florida,” DeSantis said.

Yaworsky said he is hopeful lawmakers won’t repeal some of the tort reforms in the 2026 Legislative Session.

DeSantis said as carriers save money from fewer lawsuits to fight, they are passing the savings back to consumers. 

In addition to Peninsula, Security First Insurance, which covers 62,000 homes, also posted an 8% average decrease, the Governor said.

Meanwhile, the top five auto insurers averaged 6.5% premium decreases, DeSantis said.

Over 12 months, 42 auto insurance companies signaled rate decreases, with 32 of those companies filing the decrease notice within the past six months, DeSantis said.

Progressive Insurance previously agreed to give $1 billion in rebates to customers that are expected to go through by Thursday, DeSantis added.

“You talk to every single one of these companies, the only reason this is happening is because of the market reforms,” DeSantis. “And honestly. they’re kind of forced to do this, right? Because it’s a competitive market.”



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House passes Laurel Lee legislation criminalizing ‘sextortion’

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It cleared the chamber on a voice vote with no objections.

The digital age has brought with it new ways to exploit children for sexual reasons. But U.S. Rep. Laurel Lee hopes legislation passed by the House on Monday night will combat the trend of “sextortion.”

The Thonotosassa Republican presented the Combating Online Predators (COP) Act (HR 6719) on the House floor Monday, where it cleared the chamber on a voice vote with no objections.

“The rise of sextortion against our nation’s children is troubling,” Lee said. “Sextortion is a form of exploitation that occurs when someone threatens to distribute another person’s private, sensitive material unless that person complies with demands for additional sexual content, sexual favors or money. Incidents of sextortion have increased dramatically in recent years.”

The legislation now goes to the Senate. If passed and signed, it will for the first time explicitly criminalize threats to distribute child sex abuse materials.

“Sextortion is a devastating crime that preys on fear, shame, and vulnerability — especially among children,” Lee said when she introduced the bill.

“When predators threaten to distribute explicit images of minors, the harm is real and often irreversible. Congress has a duty to ensure our laws keep pace with the tactics used by online predators, and this legislation closes a critical gap to protect children and deliver justice for victims.”

The National Center for Missing and Exploited Children in 2023 reported a major increase in sextortion instances, with 26,718 reported to the organization that year compared to 10,731 in 2022. The FBI said the threat of sextortion has been particularly troubling with teenage boys.

The issue was highlighted last year after the death by suicide of West Virginia teen Bryce Tate. Investigators learned that hours before his death, he was threatened with the release of intimate images.

While the actual distribution of such images is a federal crime, threats to distribute are not covered under federal law, which has resulted in the dodging of changes for many attempted blackmailers, according to Lee’s office.



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Senate panel advances bill to strengthen Tax Collector oversight of commercial driving schools

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‘We want to make sure that when they’re out on the road, they’re not going to be a menace to society.’

A proposal meant to crack down on fraudulent commercial driver’s license activity at DMV sites zipped through its first Senate committee with unanimous support.

Members of the Senate Transportation Committee advanced the measure (SB 584) by Miami Springs Republican Sen. Bryan Ávila, who said there’s a rising trend in Miami-Dade of people lying about being licensed to drive commercial vehicles.

Ávila said Tax Collector Dariel Fernandez approached him about the problem, which could spread to other parts of the state, if it hasn’t already.

“The goal here, Senators, is to protect the integrity of driver licensing processes, deter fraud and support compliant driving schools without altering curriculum testing standards or a statewide eligibility criteria,” he said.

“This is an effort to make sure we can cover all our bases through cooperation and through collaboration with our Tax Collector.”

If approved, the legislation would authorize the Department of Highway Safety and Motor Vehicles to formally delegate enforcement authority over commercial driving schools to county Tax Collectors through interagency agreements.

Under those agreements, Tax Collectors could bar driving school operators from Tax Collector Offices, investigate fraud or practices undermining license integrity, require license verification and inspect driving school premises for legal compliance

“We want to make sure that when they’re out on the road, they’re not going to be a menace to society,” Ávila previously told Florida Politics while discussing his 2026 legislative priorities. “We want everyone that is driving any truck or vehicle on our roadways to be absolutely qualified and licensed to be driving.”

Barney Bishop of the Florida Smart Justice Alliance and Carlos San Jose of Corcoran Partners signaled support for the measure, which will next go to the Appropriations Committee on Transportation, Tourism and Economic Development.

A House twin of the bill (HB 953) by Miami Republican Rep. Omar Blanco awaits committee referrals.



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Jerry Demings trails David Jolly in fundraising out of the gate

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Orange County Mayor Jerry Demings’ fundraising is lagging behind U.S. Rep. David Jolly’s in the race for the Democratic Primary for Governor.

Demings raised about $225,000 in addition to $104,000 from his political committee Moving Florida Forward, campaign finance reports show.

The latest campaign fundraising report covers the fourth quarter of 2025.

In comparison to Demings’ $330,000, Jolly brought in more than $1 million in the final three months of 2025.

Jolly raised about $649,000 in addition to his political committee Florida 2026 collecting about $412,000, records showed. 

Demings officially jumped into the race Nov. 6, a timing he acknowledged as a handicap during the start of the holiday season.

“Despite those challenges, we raised a respectable $330,000. I look forward to expanding our fundraising and support during the first quarter of the year and thereafter,” Demings said in a statement, according to the Orlando Sentinel.

Demings said he was “excited about the momentum we’ve achieved.”

Whoever wins the Democratic nod faces a long fight against the better-funded Republicans.

U.S. Rep. Byron Donalds, who is leading Republicans in polls, raised $13.1 million raised during the fourth quarter of the year between his campaign account and the Friends of Byron Donalds political committee. Donalds amassed a war chest of more than $45 million in 2025.

Demings, the former Orange County Sheriff and Orlando City Police Chief, has led Orange County government since he won election in 2018. 

“This is not a right or left moment, but a right or wrong moment in our history. The power of the people is greater than the people in power,” Demings said during his campaign launch in November in Orlando. “We’re tired of toxic and divisive politics. If you vote for me, it’s a vote for a new style of leadership. It’s a vote for change. It’s a vote for democracy.”



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