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Realtors warn about flood insurance lapses as GOP blasts Jared Moskowitz, Darren Soto over shutdown

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A government shutdown means the Federal Emergency Management Agency (FEMA) can’t sell flood insurance. National Republicans say Democrats representing Florida in the U.S. House may be putting homes in danger.

Jared Moskowitz and Darren Soto’s vote that shut down the government isn’t just a cowardly partisan move, it’s a flat-out dangerous situation,” said Maureen O’Toole, a spokesperson for the National Republican Congressional Committee. “Floridians deserve a representative who serves them, not threatens them.”

The attack came shortly after the National Association of Realtors (NAR) sounded alarms on how an ongoing federal shutdown could impact the flood insurance market. The National Flood Insurance Program (NFIP) has limited transactions amid the federal shutdown, which has now lasted more than two weeks.

That means some 1,400 real estate transactions per day are moving forward nationwide without flood insurance protection. Yet flooding, the Realtors group points out, is the most common natural disaster in the country, and a particular risk in Florida.

“Under normal conditions, lenders will require flood insurance before finalizing the loan if the property is in a Special Flood Hazard Area, and the standard homeowner’s insurance policy does not cover flooding,” wrote NAR Senior Economist and Director of Real Estate Research Nadia Evangelou in an analysis released this week.

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“Without the NFIP, the buyer would have to obtain flood insurance through the private market, which does not offer flood insurance in many areas across the United States.”

Soto, a Kissimmee Democrat, noted that there are numerous costs that could fall disproportionately on Florida as the shutdown lingers, and said his focus is on how many of his constituents would see health insurance premiums rise.

“We want to continue to negotiate to get this government shutdown resolved,” he said. “We’re in a situation where we have the most Obamacare users of any state in the nation. I represent the second most of any district. And so we want to get this resolved, and we also want to make sure — whether it’s flood insurance or whether it’s telehealth or various other things that are affected by this right now — they are resolved as soon as possible.”

Moskowitz, a Parkland Democrat, said House Republicans were pointing fingers in the wrong direction to attack Democrats in the minority caucus instead of the administration that’s heading up agencies.

“Perhaps the NRCC should ask (Homeland Secretary) Kristi Noem why she hasn’t sent Florida taxpayers the $1 billion she owes us in FEMA reimbursement or any of the $600 million the state is owed for DHS’ involvement in Alligator Alcatraz,” he said. “I’m leading two bills to extend the National Flood Insurance Program and was requested by Republicans to do so — but I’m sure the NRCC knew that, and that’s what I love about them.”

The shutdown doesn’t mean homeowners in Florida can’t obtain flood insurance. According to Florida’s Office of Insurance Regulation, private carriers write policies that include flood coverage in the state. But the vast majority of flood insurance coverage is federally regulated and provided through the NFIP. And even private activity still relies on federal guidelines.

“To qualify for flood insurance, a community must join the NFIP and agree to enforce sound floodplain management standards. When this happens, the residents in that community are allowed to participate in and purchase flood insurance coverage through the NFIP,” the state website explains.

“The NFIP Write Your Own (WYO) Program allows participating property and casualty insurance companies to write and service the Standard Flood Insurance Policy in their own names.”

In Washington, Democrats and Republicans continue to assign blame to the other party to explain the duration of the ongoing federal shutdown. The Republican-controlled House passed a budget resolution in September. All Florida Democrats, including Moskowitz and Soto, voted against it.

But the matter is still tied up in the Senate, where Democrats have withheld support. That’s largely because the House-passed spending bill doesn’t extend premium health care credits tied to the Affordable Care Act.

The White House last month issued a statement to Fox News warning a lapse in NFIP could have national consequences.

“The NFIP is a vital program utilized by millions of Americans, and it’s not a hard call to extend it — which is exactly why the administration supports the House-passed CR that would do so,” read the statement. “Unfortunately, Democrats are happy to shut down the government and hurt the many thousands of Americans who rely on this program in the process.’”

The NRCC notes that while Capitol Hill appears frozen in negotiations, hurricane season continues regardless. Meanwhile, millions of homeowners remain in limbo with FEMA unable to sell or renew flood insurance.

AccuWeather has reduced its projected number of storms in 2025 but still predicts seven to 10 hurricanes to form in the Atlantic this year, with three to six directly impacting the U.S. Three hurricanes — Helene, Milton and Debby — made landfall in Florida in 2024.



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American Council of Engineering Companies gives awards to 14 firms that worked on Florida projects

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The American Council of Engineering Companies of Florida (ACEC Florida) is awarding more than a dozen engineering firms responsible for Florida public projects for their work.

The projects being honored range from complex road interchanges to environmental projects. The Engineering Excellence Awards will be presented at the ACEC Florida banquet set for Feb. 13 at the Hyatt Regency in Orlando.

Of the 14 engineering companies that will be honored for their Florida work, seven firms will snag top honors known as “grand awards.” Out of those, one will be named the Florida “Grand Concepter Award” winner. All of those top seven recipients will be eligible for the national Grand Conceptor title.

“Florida’s professional engineering community are among the finest in the country, and we’re proud to recognize their extraordinary contributions and innovations,” said Richard Acree, President of ACEC Florida. “The business of engineering is delivering through design build projects that are enhancing the lives of Floridians.”

The Grand Award winners include:

— Black & Veatch for Water Resources category and an H2.0 Purification Center for JEA.

— DRMP, Inc. for Transportation category and the Wekiva Parkway Section 8 Interchange Design-Build for Florida Department of Transportation.

— Hanson Professional Services Inc. for Transportation category for the Bartow Executive Airport Digital ATC Tower for the Bartow Executive Airport Development Authority.

— Kisinger Campo & Associates, Corp. in the Studies, Research and Consulting category for the SR 429 Widening & Systemwide Flex Lanes for the Central Florida Expressway Authority.

— Taylor Engineering, Inc. for the Studies, Research and Consulting category and the Florida Department of Environmental Protection Statewide Vulnerability Assessment.

— TLP Engineering Consultants, in the Transportation Category for the State Road 417 Widening from I-Drive to John Young Parkway for the Central Florida Expressway Authority.

— WGI, in the Transportation category for the Jacksonville Transportation Authority Bay Street Innovation.

The companies named for Honor winners include:

— CHA Consulting, Inc.

— EAC Consulting, Inc.

— Hanson Professional Services Inc.

— Jacobs.

— PRIME AE Group, Inc.

— Wade Trim.

— WGI, Inc.



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Ashley Moody slams Harvard for hiring protester arrested for assaulting Israeli student

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U.S. Sen. Ashley Moody slammed Harvard University for hiring a student accused of assaulting pro-Israel peers during campus protests.

The Plant City Republican criticized the university after the New York Post reported that Elom Tettey-Tamaklo had been hired as a graduate teaching Fellow. According to the academic’s LinkedIn, he took on that role in August, months after he faced misdemeanor charges of assaulting an Israeli classmate.

“Leaders must step up to not only condemn antisemitism but show action to faithfully combat this evil. Unfortunately, many profess to want to quash this abhorrent behavior but then make decisions and promote others that bolster antisemitism with a wink and a nod,” Moody posted on social media.

Especially discouraging to Moody, she said, was that she had spoken to Harvard’s leadership specifically about the need to drive out antisemitism from its campus culture.

“Earlier this year, I sat down with Harvard President Alan Garber. During our meeting, I expressed my deep frustration with Harvard’s inaction regarding students who violated the civil rights of, and even assaulted, their peers simply because of their religion. It’s a reason I introduced the RECLAIM Act to send a message that these schools must be held accountable. I also pointed out that the university continues to reward those that support an anti-Israel agenda,” she posted.

“With this latest hire, it appears Harvard remains on an indefensible path. This is another example of why a once-great university is becoming at best a national embarrassment and at worst purposefully promoting harmful ideals. Harvard should refocus its mission on again becoming a university that students aspire to attend for academic excellence and not a utopia for woke radicals.”

The Recouping Educational Contributions Linked to Antisemitic Institutional Misconduct (RECLAIM) Act (S 1069) would allow the government to claw back federal grants to institutions of higher education if it is found they have violated students’ civil rights. The bill in March was referred to the Senate Judiciary Committee.

Tettey-Tamaklo was charged with assault and battery in 2023, according to the Post, after video went viral of him and other protesters surrounding an Israeli student and shouting “shame.” The incident occurred amid campus protests nationwide of the Israeli conflict in Gaza following Hamas terror attacks that year. The Post said he was ordered to complete anger management courses and complete community service, but that the case was ultimately dismissed in November 2024.

Tettey-Tamaklo was a student at Harvard Divinity School at the time and one of the organizers of Graduate Students 4 Palestine, according to The Harvard Crimson. He has discussed his involvement in student activism on social media, including after a speech to the Muslim Public Affairs Council Foundation in Los Angeles.

“I shared some reflections on the importance of student activism and the need to keep Palestine at the forefront of our minds,” he wrote on LinkedIn two weeks ago.

When others shared the Post story about his hire on his page, Tetty-Tamaklo shared news reports noting that a Judge dismissed antidiscrimination lawsuits from Harvard grad students who claimed they faced pervasive antisemitism at the school.

“While the court does not condone an assault on a fellow student by campus protestors, nothing in the Amended Complaint plausibly supports the notion that his assailants’ conduct was motivated by race-based antisemitism,” the Judge wrote in a ruling, as reported by the Crimson.



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Last Call for 12.15.25 – A prime-time read of what’s going down in Florida

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Last Call – A prime-time read of what’s going down in Florida politics.

First Shot

A new national survey finds Americans across demographic and partisan lines continue to support policies that expand parental control and education choice in K-12 schools, including open enrollment, education savings accounts, and education tax credits.

The polling, conducted by YouGov on behalf of yes. every kid. foundation., surveyed 1,000 registered voters nationwide between Nov. 19 and Nov. 24 and carries a margin of error of plus or minus 3.6%.

According to the survey, 64% of respondents support allowing students to attend any public school in their state regardless of where they live, while 63% support education savings accounts that will enable families to direct public education funds toward tuition, tutoring, or other education-related expenses. Support for education tax credits reached 58%.

The findings show consistent backing for education choice policies across key demographic groups, including majorities of K-12 parents, Black voters, Hispanic voters, and voters in both major political parties.

Support for greater parental accountability was also a central theme in the survey. More than three-quarters of respondents said K-12 schools need to be more accountable to parents, and 61% agreed schools would be more accountable if families could leave a school and take their education funding with them.

“Americans across the country are united behind education freedom. They want to give families more authority, more flexibility, and more options than the current system offers, and the data shows they are far ahead of the political debate,” said Matt Frendewey, vice president of Strategy at yes. every kid. foundation.

The polling also found education remains a high-priority issue for voters heading into the 2026 election cycle. A majority of respondents rated education as highly important in their vote for Congress next year, and education had a net positive impact on ballot decisions across party lines.

While respondents expressed confidence in parents and state governments to make education decisions, the federal government ranked lowest in trust. Nearly two-thirds of voters said K-12 education decisions should be made by those closest to students — families, teachers, and local communities — rather than by national experts.

“For the third year in a row, our survey demonstrates that Americans are demanding a new direction in education, one that respects the needs of every child, shifts accountability to families, and expands opportunities to empower all children to succeed,” Frendewey said.

Evening Reads

—“Donald Trump bashes late director Rob Reiner, drawing immediate backlash” via Amy B. Wang of The Washington Post

—”Nvidia becomes a major model maker with Nemotron 3” via Will Knight of WIRED

—”How a tech-savvy officer finally cracked the Jan. 6 pipe-bombs case” via Sadie Gurman and C. Ryan Barber of The Wall Street Journal

—”The SEC was tough on crypto. It pulled back after Trump returned to office.” via Ben Protess, Andrea Fuller, Sharon LaFraniere and Seamus Hughes of The New York Times

—”The unexpected link between your diet and your anxiety” via Hannah Seo of Vox

—”‘The sun rises and sets with her, man’” via Jesse Raub of The Atlantic

—”How did ‘Heat’ become the most beloved crime movie of the past 30 years?” via David Fear of Rolling Stone

—”Ron DeSantis warns of dangers of AI, calls for Florida to regulate the technology” via Anthony Man of the South Florida Sun-Sentinel

—”Orlando ICE office becomes place of fear as asylum seekers line up to learn their fate” via Natalia Jaramillo of the Orlando Sentinel

—“Former Florida Supreme Court justice speaks out for an independent judiciary” via Mitch Perry of the Florida Phoenix

Quote of the Day

“I’m not concerned about the recent executive order, because it doesn’t apply against the states directly.”

— Gov. Ron DeSantis, on Trump’s executive order pre-empting state-level AI regulations.

Put it on the Tab

Look to your left, then look to your right. If you see one of these people at your happy hour haunt, flag down the bartender and put one of these on your tab. Recipes included, just in case the Cocktail Codex fell into the well.

Wilton Simpson gets a Candy Cane for handing out personalized “Certificates of Clearance” recognizing Santa’s imminent arrival.

U.S. Rep. Jimmy Patronis gets a Crystal Clear for getting on board with a movement to reduce the impacts of the Clean Water Act.

The Florida State Parks Foundation gets a Park Lane in celebration of yet another record in annual financial impact.

 

Breakthrough Insights

Tune In

Lightning host Panthers

Florida’s NHL rivals meet tonight with the Tampa Bay Lightning hosting the Florida Panthers (7 p.m. ET, NHL Network, SCRIPPS).

Tampa Bay leads the Atlantic Division standings, tied with the Detroit Red Wings on points. No team in the division has as impressive a goal differential as the Lightning, who have outscored the opposition by 21 goals this season.

Remarkably, Tampa Bay is only one game over .500 at home, having won eight of 15 games on home ice. 

Injuries have been an issue for the Lightning, but they continue to get results, winning four of the last five games. 

Florida, the two-time defending Stanley Cup champion, sits five points behind the Lightning in the standings. Tonight’s game marks the end of a four-game road trip for the Panthers, who have won two of the previous three games on the road. It is the second meeting between the two Sunshine State rivals this season. Tampa Bay won the first game 3-1 on Nov. 15 in South Florida. The two organizations will meet twice more in the regular season, Dec. 27 in South Florida and Feb. 5 in Tampa.

Florida’s Sam Reinhart has enjoyed success against the Lightning, scoring 18 goals in 35 games against Tampa Bay.

___

Last Call is published by Peter Schorsch, assembled and edited by Phil Ammann and Drew Wilson, with contributions from the staff of Florida Politics.



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