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Florida must act now to secure workers’ retirement futures

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For at least three quarters of a century, Florida has been the dream for many Americans as they plan to retire.

Every day, the Sunshine State gains hundreds of new residents from other parts of the country who have wrapped up their primary careers and are setting sail on a new phase of their lives. These new Floridians not only buoy our economy through their stable consumption patterns but also support our state through their tax dollars, volunteer service, civic engagement, and philanthropy. Many, in fact, become restless after a few months of rest and start new businesses or rejoin the workforce here.

In recent decades, as more people realize that Florida is not only a retirement destination but a dynamic and vibrant place to raise a family and build a career, a new question is emerging: Can Floridians afford to retire in their home state?

The answer depends on many factors, from housing costs to health care. But one of the most important drivers of retirement security deserves more attention: the ability to save for retirement while working.

Many Floridians are fortunate to have access to a traditional pension or a workplace retirement plan such as a 401(k) or 403(b), which allows workers to save automatically through payroll deduction. Yet that opportunity is far from universal. In fact, 59% of Florida’s private sector workforce, nearly 5 million people, work for an employer that offers neither a pension nor a retirement savings plan.

This gap is not due to any lack of good intentions. Florida’s economy is powered by small businesses, and many employers simply lack the time, resources, or expertise to offer retirement benefits even when they want to. As a result, millions of hardworking Floridians are left to save on their own, without the convenience, structure, or incentives that enable many Americans to save for the long term.

Helping workers save for retirement is not only good for individuals, but it also strengthens our entire state. Workers with access to payroll deduction retirement plans are significantly more likely to save. Small businesses gain a competitive edge when they can offer benefits that attract and retain talent. And taxpayers benefit when future retirees are better prepared to support themselves rather than relying heavily on safety-net programs.

The challenge before Florida is clear: how do we expand access to retirement savings without new taxes, burdensome mandates, or one-size-fits-all solutions?

That is exactly why Florida Senate Bill 930 and House Bill 1357 deserve broad, bipartisan support.

While these bills don’t create a program overnight, they create a Florida Retirement Savings Task Force within the Department of Commerce, bringing together experts in finance, labor economics, retirement policy, small business, workforce development, and consumer advocacy. The task force’s charge is simple and sensible: study the retirement savings coverage gaps in Florida, examine proven models from other states and the private sector, identify barriers, and develop thoughtful, data-driven recommendations.

Importantly, this effort is temporary, transparent, and non-binding. The task force has no authority to impose new mandates or costs on workers or employers. Members serve without compensation. In other words, SB 930 and HB 1357 represent good governance: gather facts, listen to stakeholders, understand fiscal impacts, and recommend informed decisions for Florida’s future.

Florida’s reputation as a great place to retire was built on generations of economic opportunity and careful stewardship. Ensuring that today’s workers can build their own retirement security is essential if we want that reputation to endure. As vehicles to begin the process to facilitate a clear path to long-term financial security for all Floridians, SB 930 and HB 1357 are worth supporting.

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Jeff Johnson is the AARP Florida State Director.



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Two dead, two police officers shot after morning shootout in city streets

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A fierce gun battle between a suspected killer and police unfolded during Wednesday morning’s rush hour near one of the city’s busiest intersections. The gunman and a man believed to be his victim died, and two officers were wounded in the shootout.

The shooting began just before 8 a.m. after the gunman killed a man in a retail business, police said. The gunman fled as police arrived in response to reports of a shooting, then stopped his car in the middle of the street and opened fire toward officers, Police Chief Nelson Moya said.

Moya described it as a “hellacious gun battle” that lasted about two minutes as officers and the gunman maneuvered for better firing positions.

Spent ammunition casings littered the road surrounding the gunman’s sedan as investigators worked at the scene.

Police found a body inside the business, Moya said. The names of the victim and the gunman were not immediately made public.

One officer was shot in the arm, and a second was shot in the leg, the chief said. Both officers were hospitalized and expected to recover.

Bullets pierced the area businesses during the shootout, which happened in East Gainesville about two miles east of the University of Florida campus. The area of the city has suffered in recent years from violent gun crime and is a focus of heavy police patrols. The nearby intersection of University Avenue and Waldo Road is heavily traveled during rush hour.

The owner of an auto repair store, Lorne Lattamier Green, 55, said bullets hit six cars parked out front, chipped the store’s glass and hit a door.

“ I start hearing a popping sound and [it] did not sound like gunfire,” said Green. He said the noises “got a little more frequent, more shots. It started hitting the glass here, and that’s when we realized, OK, it’s bullets, it’s shots. So, we all got down on the ground.”

Surveillance cameras at the auto repair store caught the suspected killer parking behind the restaurant and walking into a nearby hardware store, where the dead body was found. Green showed the video to a reporter before the Florida Department of Law Enforcement objected and ordered the reporter away from the scene.

Teejay Cole, a manager at a nearby KFC chicken fast-food restaurant, also had access to surveillance video from the KFC’s cameras and confirmed the shooter parked the car behind the restaurant.

“He was coming back out, the police followed him,” Cole said. “That’s how they end up being in the middle of the road. He jumped into his car, driving. He has his gun. You could see him with his gun and everything.”

Police taped off three blocks during their investigation. An elementary school was only blocks away.

“This is a busy, busy road,” said Tina Days, whose child goes to school nearby. “He could have killed anybody, could have got hurt and no sense of compassion about these babies at their school.”

Days said she received a call that the school her daughter attends was on lockdown, and she started trying to figure out what was happening.

Gainesville City Commissioners declared a gun violence crisis in 2023. The magazine Men’s Journal last year named Gainesville the No. 1 most dangerous college town in the United States.

The city allocated federal grant funds and worked with the Justice Department to address the issue. The police chief said the city has made progress and called Wednesday’s shooting “an anomaly.”

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Gabriel Velasquez Neira reports via Fresh Take Florida, a news service of the University of Florida College of Journalism and Communications. The reporters can be reached at [email protected]. You can donate to support our students here.



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Energy affordability takes center stage at Florida GOP annual meeting

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Energy affordability and rising electricity costs dominated discussions this week as Republican leaders, consultants and policy advocates gathered in Orlando for the Republican Party of Florida’s Annual Meeting, with participants signaling the issue will be a defining theme of the 2026 Legislative Session.

Speakers at a panel hosted by Conservatives for Clean Energy Florida argued that high power bills are increasingly a kitchen-table concern for voters and warned lawmakers that affordability, reliability and grid security are converging into a single political test. The discussion came as lawmakers returned to Tallahassee and utilities continue to face scrutiny over fuel costs and long-term infrastructure planning.

“Floridians recognize that a multitude of energy generation resources will allow Florida to continue to lead the United States in economic development, innovation, and financial growth,” said Rep. Toby Overdorf, who emceed the panel. He said voters want practical solutions that keep electricity affordable without sacrificing reliability.

Polling data presented during the discussion underscored that message. According to Cygnal Polling, 63% of Republican voters surveyed support alternative energy sources, while 77% link energy independence directly to national security. Panelists said those numbers challenge the notion that clean or alternative energy is a partisan liability within GOP Primaries.

“Voters want an all-of-the-above approach to energy as a solution to rising costs and as a way for Florida to secure grid security and independence,” said Cygnal pollster John Rogers. “Republican voters will reward campaigns that lay out a clear vision for unleashing all of Florida’s incredible energy potential to spur job growth and make energy more affordable.”

The panel featured Conservatives for Clean Energy Florida Executive Director Zach Colletti, Rogers, R Street Institute energy analyst Josiah Neeley and ace political consultant Chris Hudson. Speakers repeatedly returned to the idea that diversification — including solar, nuclear and traditional generation — is the best hedge against fuel price spikes that ultimately hit consumers.

Neeley said regulatory delays and uncertainty can add unnecessary costs that are passed on to ratepayers, while Hudson emphasized that energy messaging is evolving as affordability overtakes ideology as the dominant concern among voters.

Polling also showed strong support for strengthening energy infrastructure and reducing regulatory burdens, which are viewed as driving up costs. Panelists framed those priorities as consistent with conservative principles, arguing that predictability and competition help protect families from sudden rate increases.

Energy policy debates are expected to intensify as the Session unfolds, with lawmakers weighing grid hardening, generation expansion and long-term planning against pressure to keep rates in check. Speakers said the political takeaway from the Orlando meeting was clear: Republican voters are focused less on labels and more on whether policies deliver reliable, affordable power.

As Overdorf put it, “Affordability matters. Reliability matters. And voters expect us to get both right.”



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Bill mandating life sentences for cop killers advances to final Senate committee

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Legislation that would require life sentences without parole for people convicted of manslaughter in the death of a police officer is once again a vote away from reaching the Senate floor.

Members of the Senate Appropriations Committee on Criminal and Civil Justice voted 6-1 for the measure (SB 156), which is meant to eliminate any question about whether someone can violently resist arrest.

“Florida law provides that a person may not lawfully use force or violence to resist a law enforcement officer in arrest or detention,” said the bill’s sponsor, St. Augustine Republican Sen. Tom Leek.

“However, because applicable statutes and jury instructions reference an officer’s ‘execution of a legal duty,’ some defendants have claimed an unlawful detention or arrest in an attempt to justify using force against that officer.”

SB 156 and its House analog (HB 17) by Jacksonville Republican Rep. Jessica Baker are titled the “Officer Jason Raynor Act” after a Daytona Beach Police officer who was fatally shot in 2021 by a man who resisted arrest.

In June, an appeals court affirmed the 30-year sentence of Raynor’s killer, Othal Wallace. Outcry followed Wallace’s sentencing, as did bills by Leek and Baker, who are making their third run at passing the legislation.

They came within a vote of doing so last year, but disagreement over four words and procedural rules that limit the number of times a bill can bounce between chambers killed it.

Baker told Florida Politics in September, shortly after she refiled the measure, that she and Leek had “a great conversation” over the Summer and have ironed out their differences.

“It’s important to us to work together and do what’s right for Floridians by ensuring this important bill becomes law,” she said.

Aside from increasing sentencing levels to ensure tougher penalties for violent acts against officers, SB 156 expands the definition of who qualifies as a protected officer to include correctional, probation and auxiliary officers, and raises the offense severity for crimes such as assault, battery, aggravated assault and aggravated battery when the victim is an officer.

The legislation also includes and defines a “good faith” standard for police conduct during arrests and detainment situations — a criterion Leek added back to the bill after hearing concerns from the Senate Black Caucus about unchecked police power in communities of color.

Leek said he spent time with Raynor’s family during the off-season.

“This is important,” he said. “This is important to them. This is the third year moving through the process, and it’s time we brought some closure to the Raynor family.”

Representatives from the Florida Sheriff’s Association, Florida Police Benevolent Association, Sun Coast Police Benevolent Association, Florida League of Cities and Florida Police Chiefs Association all expressed support for the measure.

So did Port Orange Republican Sen. Tom Wright, who said he was on the phone with Volusia County Sheriff Michael Chitwood the night Raynor was killed.

“He abruptly said, ‘Something’s happened. I’ve got to go.’ And then he called me back an hour and a half later and said, ‘It’s bad,’” Wright said. “Following that, I was privy to see the body camera of Officer Raynor, and it’s overwhelming. We need to protect our law enforcement officers.”

Tamarac Democratic Sen. Rosalind Osgood, who voted for the bill, raised concerns about unintended consequences, specifically what would happen in cases of DUI manslaughter where an officer is a victim.

Leek said that while he hadn’t considered that potentiality, he didn’t think SB 156 would apply, since it specifically deals with resisting arrest with violence.

Orlando Democratic Sen. Carlos G. Smith cast the sole “no” vote, but did not speak on the bill Wednesday. He also voted against it in its first committee stop Dec. 9.

SB 156, which Leek amended to better align with the House bill’s language, will next go to the Senate Rules Committee, its final committee stop in the chamber.

HB 17 awaits a hearing in the second of three committees to which it was referred.



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