• When Steve Jobs was just 12 years old, he called up HP cofounder Bill Hewlett to ask for spare parts to build a frequency counter. That phone call got him the tools, and a job. His philosophy remained invaluable to his growth in founding Apple. 

At the age of 12, most people are worrying about their school crush or a science project that’s due next week. But Steve Jobs had his mind on something else as a tween: spare parts needed to build a frequency counter. So he found Hewlett Packard (HP) cofounder Bill Hewlett’s phone number in the yellow pages and called him up for a favor. 

“I never found anybody that didn’t want to help me if I asked them for help. I always call them up,” Jobs said in a 1994 interview, archived by the Silicon Valley Historical Association. 

Jobs recalled that Hewlett laughed when Jobs introduced himself as a 12-year-old highschooler in need of the parts. But ultimately, he offered him the components—and a job. The HP cofounder was so impressed by his drive that he set him up with a summer job at the company, putting nuts and bolts together on frequency counters. 

“He got me a job in the place they built them, and I was in heaven,” Jobs said. “I’ve never found anyone who says ‘no,’ or hung up the phone when I called. I just asked.” 

That opportunity was the launchpad for Jobs’ wider career success, eventually cofounding $3.5 trillion company Apple with Steve Wozniak and Ronald Wayne in 1976. And Jobs has carried that learning experience with him, saying he had tried to repay that debt of gratitude by helping others when they were in need of an opportunity. 

The hardest part for many might be plucking up the courage to reach out—it can be daunting to hit up a company and hope that a leader is able to give an opportunity. And it could seem like the late 1960’s, when Jobs reached out to Hewlett about the spare parts, could have been an easier time to get that support. After all, most Fortune 500 CEOs’ phone numbers are extremely tricky to find now. But Jobs contends that leaders are more willing to help than people may expect. 

“Most people never pick up the phone and call, most people never ask. And that’s what separates sometimes the people that do things from the people that just dream about them,” Jobs said. “You gotta act. And you’ve got to be willing to fail.”

Billionaires taking a chance, and finding early success

Jobs wasn’t the only billionaire CEO who jump-started their career as a teenager chasing their dreams of success.

Microsoft cofounder Bill Gates used to sneak out of the house when he was 13 to practice coding at a local company, Computer Center Corp., across town. At the time, computers weren’t a household staple yet. So he’d be at the Seattle-based business until the wee hours of the morning, sometimes as late as 2 a.m., testing out his own bespoke code in exchange for his services fixing programming bugs for Computer Center Corp. 

Without that access and early on-hands experience, Gates said he might not have advanced forward in his career and launched a $3.1 billion tech company.  

“We were kids…none of us had any real computer experience,” Gates wrote in his memoir, Source Code: My Beginnings. “Without that lucky break of free computer time—call it my first 500 hours—the next 9,500 hours might not have happened at all.”

Warren Buffett, CEO of Berkshire Hathaway, also discovered his entrepreneurial passion early on in life. At the age of six he started selling gum in his neighborhood; when Buffett was 13, he got his first job as a paperboy—and even deducted the bike from his taxes. He got the itch to start his own company, so he launched a pinball business as a teenager for just $25. It later sold for over $1,000 after just one year. It may pale in comparison to Berkshire Hathaway’s $989 billion market cap—but it laid the foundation for him to be the worshipped entrepreneur he is today. 

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• Valerie Chapman, a 25-year-old LinkedIn content creator, says the platform can be just as lucrative as TikTok—though many still see it as just “a place to apply for a job.” Influencers can build a personal brand, create digital products, and establish brand partnership. 

Influencing is a crowded market, with millions of creators pushing products and collaborations across TikTok and Instagram. But they could be overlooking a platform that one influencer says is an untapped goldmine. 

“For me, LinkedIn has just as good, if not better, of an infrastructure for creators to make money than TikTok,” Valerie Chapman, 25, a self-employed content creator and creative agency co-founder, tells Fortune.

Chapman, who had previously worked in advertising and content creation, says her LinkedIn career is why she no longer holds a corporate job. Two layoffs inspired her to pivot. And luckily, she brought some experience with her to the platform, as a previous social media management employer had asked her to become a LinkedIn thought leader in order to bring in sales. After she was let go in October 2023, LinkedIn influencing became her new hustle. She now has over 16,000 followers on the platform, with posts that reel in thousands of likes.  

“We’re in the creator economy,” Chapman says, adding that people are using AI to help scale content to their individual communities. “None of that was on my radar until I got into the world of LinkedIn, and really started investigating how other solopreneurs were leveraging their personal brands and monetizing.”

While content creators can build their brand and following on any platform, Chapman says the professional social media platform is particularly rife with opportunity. Influencers who turn to it could score big bucks among a new niche audience—and more people are catching on, with LinkedIn even creating its own “Top Voices” category for the most influential creators on the platform. 

“I would actually say LinkedIn is the most powerful in terms of monetizing your personal brand. No one’s talking about it in that way,” she says. “I just think that right now, so many people see LinkedIn as [just]…a place to apply to a job.”

LinkedIn is being overlooked—but it can be highly lucrative

Unlike TikTok, LinkedIn doesn’t pay creators for how much engagement they get on their posts. But there are other ways to cash in on the platform, Chapman explains. 

“There’s no creator fund, but there’s other ways to monetize, like digital products, which I’m working on. Right now my primary income streams are brand partnerships, primarily with tech companies,” she says. “If you put on a sales hat, there’s tremendous amounts of opportunity on LinkedIn, especially because of the video feature that has just been incorporated in the last year or so.”

Chapman has developed a client roster by cold-calling brands to be incorporated into one of her LinkedIn videos—including her “Gen Z Woman in Business” series. She also says creators can build courses and other digital products—like business workshops or E-books on their area of expertise—that, once distributed, can bring in passive income.

And when clients do take interest, there’s an opportunity to set higher rates.

“You can actually charge more in brand partnerships on LinkedIn than other platforms, because your audience is a bunch of professionals—oftentimes CEOs and founders,” Chapman says. “So you can charge a premium for that kind of audience as well.”

After four months of hard work growing her presence online, LinkedIn noticed her, and invited to visit the company’s NYC office. She toured the office and had conversations with LinkedIn’s team on the future of work and digital influence. Receiving that recognition was a strong sign she should keep going.

Chapman says she’s since made significant headway as a creator who can now support herself, earning about $10,000 a month by dishing out advice and think pieces on personal brands and AI to her thousands of followers. 

“I will say it took about three or four months to really build an infrastructure where the deals were coming in. It wasn’t like, ‘You got money right away,’” she says. “Once you start emailing people and you have an audience, then you can get to closing a brand partnership fairly easily, if you really dedicate your time to it.”

This story was originally featured on Fortune.com

• The Social Security Administration is laying off 12% of its workforce, and the loss of expertise, especially on key systems, could put benefits at risk as DOGE tries to look for fraud, according to a former staffer at the agency. 

Historically, toying with Social Security benefits has been long seen as a political “third rail,” meaning whoever touches it will get zapped.

The White House said in a press release it won’t cut Social Security, Medicare, or Medicaid benefits, but that doesn’t rule out the chances of a mistake. 

Amid the Department of Government Efficiency’s cost-cutting endeavor within federal agencies in recent weeks, a former top Social Security Administration staffer is worried about benefit interruptions as the agency loses expertise while DOGE looks for fraud in its systems.

In February, the SSA released a statement announcing plans to lay off roughly 12% of its 57,000 employees through voluntary resignation and a reduction-in-force plan. Meanwhile, President Donald Trump and world’s richest man Elon Musk, the figurehead for DOGE, have claimed fraud on a massive scale, though experts have said it’s limited. 

Still, DOGE is looking for evidence and seeks full access to the SSA’s Enterprise Data Warehouse (EDW), which houses information about anyone with a Social Security number, including financial and banking information, according to a declaration filed in a lawsuit last week by former senior official Tiffany Flick. 

She said that SSA typically doesn’t provide full access to all data systems—even to the most skilled and highly trained experts—to protect against inadvertent or unauthorized changes to the system. 

Flick said DOGE officials lacked interest in understanding SSA’s systems and programs, while disregarding critical processes like providing the “least privileged” access on a need-to-know basis.

“That combined with a significant loss of expertise as more and more agency personnel leave, have me seriously concerned that SSA programs will continue to function and operate without disruption,” she said.

Flick said that inadvertent error poses the risk of “benefits payments not being paid out or delays in payments.”

The SSA information technology programs are made up of complex systems that use old programming languages that require specialized knowledge, she warned, adding that they are easily broken if long-standing procedures aren’t followed.

“I understand that DOGE associates have been seeking access to the ‘source code’ to SSA systems,” Flick wrote. “If granted, I am not confident that such associates have the requisite understanding of SSA to avoid critical errors that could upend SSA systems.”

In addition to her concerns regarding benefits, Flick is not convinced DOGE has the proper experience to prevent sensitive information from getting into the hands of bad actors. 

“In such a chaotic environment, the risk of data leaking into the wrong hands is significant,” she said.

Andrew Biggs, an American Enterprise Institute senior fellow, told Axios the agency could increase productivity and efficiency, but he doubts DOGE’s ability to do so due to its lack of experience.

“I just find it hard to accept that you can go in there having been there just a few weeks, and do these far-reaching changes having fully thought out the consequences of them,” he said.

Biggs says while checks are automated and won’t be disrupted, possible disruptions to customer service bring concerns regarding budget cuts.  

“It’s kind of a foot race between whether they can improve service before these cuts are impacting service,” Biggs said. 

The White House, the U.S. DOGE Service, and the SSA did not respond to Fortune’s request for comment.

This story was originally featured on Fortune.com