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The creative industry has an especially tense relationship with AI, which some believe erodes human innovation and critical thinking skills, and threatens jobs. 

Yet, many designers are increasingly warming to the idea of incorporating AI in design, says Cecilia Brenner, the managing director of Design for Good, a global design charity.

AI is “a tool that helps us reduce friction, to let designers focus more on empathy and creativity,” Brenner told Fortune in a Dec. 18 interview. The tech “should serve life, and not the other way around.”

Design for Good was first founded in 2022, with the goal of bringing together the world’s top designers to work towards the United Nations Sustainable Development Goals (SDGs). Today, the alliance comprises over 2,000 designers across 30 countries, who come from corporate giants like PepsiCo, Nestle and Microsoft

Brenner first joined the Design for Good alliance as a corporate designer with Philips, and later in 2024, was elected as its chief executive. 

Since taking the helm, Brenner has made it her goal to introduce more AI design tools for the alliance’s creatives. In 2025, she onboarded two Silicon Valley AI start-ups, Miro and OpenStudio, as alliance members.

Both companies offer tech expertise and collaboration tools with AI features, Brenner said, adding that she hoped they will help designers work together better across borders and time zones. “[They bring] collaboration tools, which will help us prototype and come up with multiple concepts faster.”

By designers, for designers

Koraldo Kajanaku co-founded OpenStudio in 2023, alongside his sister, Agi Kajanaku.

The idea for the AI startup first took root in 2022. Koraldo was then the senior design lead at U.S. design firm IDEO, and his sister was completing a PhD in AI and computer graphics at Harvard University. While pursuing her degree, Agi dabbled in early experiments in generative AI, creating a custom model for designers, which she let her brother test out.

“I tried it out at IDEO [on] some of the projects that I was working on, and I was moving 100 to 1,000 times faster through work that I used to do in Adobe Photoshop and Illustrator. And I said, ‘Okay, there’s something here,’” Koraldo told Fortune in a Dec. 19 interview.

The siblings then hunkered down at their family home over the holidays, and built the first version of OpenStudio.

The platform allows designers to create instant renders, quickly generate moodboards, and visualize concepts using AI prompts. It comes in-built with OpenAI’s ChatGPT, which users can tap on “for inspiration, brainstorming, and feedback”, OpenStudio’s website reads.

Users can also switch to other AI models, including those by Gemini or other custom-made models, Koraldo adds.

When asked if he thinks AI detracts from human creativity, Koraldo said that one can still be very crafty with AI—and that it’s simply a tool which speeds up execution.

“Design is really what happens when technology is inserted into the creative world,” he says. “And I think creativity is intrinsically rewarding, so it’ll be something that we’ll always want to do as humans.”

Koraldo says that he’s optimistic that with AI, even more designers will be born.

“I think we’re going to see billions of designers in the next five to ten years, and a lot of that will be due to technology that allows us to participate closer to the design process—and [easily] go from a concept in our head to final stuff that’s ready to be produced.”

AI for good

With the inclusion of their two new AI-centric alliance members, Brenner says her team will be better equipped for the future.

Every two years, Design for Good chooses a new SDG to tackle. The team chose clean water and sanitation (SDG#6) for its 2022 cycle, and quality education (SDG #4) for its 2024 run. 

In 2026, the alliance is focusing on two SDGs: good health and well-being (SDG#3) and climate action (SDG #13). 

“Adding members to our living network is a healthy way of helping us understand that whatever we create doesn’t [bring about] harm, and instead has a positive outcome on both people and planet,” Brenner says.

And in the case of designing for human and environmental health, AI is especially useful, she adds. 

“AI can be used to predict human health or environmental outcomes before we implement something,” Brenner says. “It can identify [potential] consequences, and test run the scaling of solutions, so we know they won’t damage [humans or the environment].”



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Intuit CFO: Stablecoins are the new ‘digital dollar’ rail

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Good morning. Intuit is entering a multi-year strategic partnership with Circle Internet Group to integrate Circle’s USDC stablecoin and infrastructure across the Intuit platform.

“Our partnership with Circle is a strategic step toward building a world-class financial platform designed for an always-on, global economy,” Intuit CFO Sandeep Aujla told me about the partnership announced on Dec. 18. “By integrating stablecoins like USDC as a new ‘digital dollar’ rail for Intuit, we will help customers move money more seamlessly by extending our platform with a 24/7, programmable method that settles transactions near-instantly and at materially lower cost.”​

Intuit, a fintech company and maker of TurboTax, Credit Karma, and QuickBooks, already orchestrates across bank, card, and real-time payment methods, Aujla explained. Stablecoins add a modern, software-native rail that allows the company to move money with the same speed and intelligence as the rest of its platform, he said. When identity, wallets, and workflows come together, Intuit’s platform advantages compound, he added.​

“Intuit’s massive scale and industry leadership make it an ideal platform to extend the speed, power, and efficiency of USDC for everyday financial transactions,” Jeremy Allaire, co-founder, chairman, and CEO of Circle, said in a statement.​

Stablecoins, such as Circle’s USDC, are digital assets designed to maintain a stable value, typically pegged to and backed by the U.S. dollar or equivalent assets. In the U.S., the GENIUS Act has clarified how stablecoins are regulated.

Circle CFO Jeremy Fox-Geen recently told me that regulatory certainty is “a major unlock” for large companies considering digital assets for corporate treasuries. Circle made its public debut on the New York Stock Exchange on June 5, marking the largest two-day post-IPO surge since 1980, Fortune reported

For Intuit, the long-term opportunity lies in the network effects, Aujla noted. He commented: “Approximately 100 million consumers and businesses use Intuit to get paid, pay others, and manage cash flow. We can embed smarter automation, richer insights, and new financial capabilities directly into their daily workflows. Intuit is moving with the speed of a startup and the discipline of an enterprise to define the next generation of money movement.”​

Sheryl Estrada
sheryl.estrada@fortune.com

This story was originally featured on Fortune.com



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S&P 500 futures were up a solid 0.35% this morning before the opening bell in New York, after the index added 0.88% in its Friday session. The Christmas week is—obviously—often a quiet one with thin trading and low volatility. Traders are focused more on positioning for 2026 than they are on the week ahead and so far they appear to like what they are seeing in the year ahead.

We may even see a new all-time high—the S&P is just less than 1% from its previous record peak.

Two big reasons for that are the Fed and President Trump.

Most recently, the U.S. Federal Reserve delivered a cut in interest rates of 25 basis points, bringing the base rate down to 3.5%. Cheaper borrowing costs usually result in more money flowing into equities. Traders are not expecting another interest rate cut in January but 46% of them are now pricing in one for March, according to CME FedWatch tool, which tracks bets on fed funds futures. That number has been ticking up gradually all month.

The Fed has also begun another program that adds liquidity to the market: Its monthly Reserve Management Purchases (RMPs), each worth $40 billion. The purpose of the program is to provide more daily liquidity for banks borrowing in the “repo” market. Banks often borrow money overnight to fund their operations but interest rates had recently become more volatile than they are intended be, so the Fed is lubricating that market with monthly purchases of short-dated T-bills. 

It is not intended to be a new round of “quantitative easing,” but as far as some on Wall Street are concerned it might as well be—and that’s likely to be good for stocks.

“Over the past 2 weeks, the Fed’s balance sheet has grown by $21.1b using Reserve Management Purchases (RMPs), with the stated intent of keeping repo and related markets operating smoothly,” Piper Sandler’s Chief Global Economist Nancy Lazar told clients over the weekend. “The Fed emphatically says this is not Quantitative Easing. Nonetheless, from an eco-perspective, the added banking reserves will help keep short rates lower, helping support M2 and bank loan growth.”

Putting all this together, an expanding Fed balance sheet will further boost [the money supply] and bank loans, in turn supporting nominal GDP growth, which is already healthy at ~5%.”

At Wells Fargo, Ohsung Kwon and his colleagues see it much the same way. New money means buy the dips when they occur, they recommended to clients last week. “We expect a sharp rebound in our Liquidity Indicator as the Fed expands its balance sheet by $40B/mo. Historically, dips were buying opportunities in a liquidity upcycle, a simple strategy of buying SPX at the close on 1%+ drop days and selling at the close the next day, largely followed the liquidity regime. With liquidity entering a mini upcycle, we believe equity dips will become buying opportunities,” they said.

And then there is what Axios has labelled President Trump’s “cash bazooka”: a $1,776 “warrior dividend” for members of the military, billions in a bailout to farmers hurt by his tariff scheme, “Trump Accounts” for children, and (less certainly) a $2,000-per person tariff rebate for taxpayers.

All of that presages new demand in the economy, and a likelihood that will end up as either increased earnings per share for companies or extra demand for stocks from savers.

Here’s a snapshot of the markets ahead of the opening bell in New York this morning:

  • S&P 500 futures are up 0.33% this morning. The last session closed up 0.88%. 
  • STOXX Europe 600 was down 0.17% in early trading. 
  • The U.K.’s FTSE 100 was down 0.39% in early trading. 
  • Japan’s Nikkei 225 was up 1.81%. 
  • China’s CSI 300 was up 0.95%. 
  • The South Korea KOSPI was up 2.12%. 
  • India’s NIFTY 50 was up 0.79%. 
  • Bitcoin was at $89K.



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The corner office still favors insiders

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Internal promotions remain the dominant path to the top of America’s largest companies. As of June 30, 2025, nearly 60% of S&P 500 C-suite leaders were appointed from inside their own organizations, reinforcing the enduring value of leadership development and disciplined succession planning.

That internal bias is even stronger at the very top, according to a Spencer Stuart report. Seventy-six percent of CEOs and 80% of chief operating officers (often a stepping stone to the corner office) were promoted from within their companies, making these roles the most likely to be filled by insiders.

Company scale plays a meaningful role in these outcomes. Larger organizations, particularly those with multiple business units, tend to generate deeper internal talent benches. More functional leadership roles allow high-potential executives to be developed, tested, and rotated across the enterprise, increasing the odds that boards can look inward when critical roles open.

External hiring still remains a vital lever, especially when companies need to strengthen capabilities in highly specialized areas such as technology, but it is typically used selectively rather than as the default.

Industry dynamics also shape internal promotion rates. In the industrial and consumer sectors, 61% and 62% of C-suite leaders, respectively, were internal appointments. Healthcare and technology trail with 56 percent—the lowest share of insiders among major sectors. Even when companies recruit externally, expectations differ by role. For CEOs and COOs, industry experience remains a strong prerequisite, with fewer than 20% of external hires coming from outside the company’s sector.

Taken together, the data suggest that building a long runway inside an organization, gaining breadth across functions and business units, and developing a track record of industry expertise continue to outweigh external visibility alone when boards make their most consequential decision for the top job.

Check out the 2026 most powerful rising executives in the Fortune 500

Next to Lead will be off for the holidays and back in your inbox on Jan. 5.

Ruth Umoh
ruth.umoh@fortune.com

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Leadership lesson

Mattel’s CEO on correctly pricing toys this holiday season: “The strategy is to have a pricing architecture that is broad enough and flexible enough to cater to different consumers. It’s more akin to the fashion industry than packaged goods… There are certain things that are hot or not, and you need to figure it out.”

News to know

Teenagers are already launching AI startups, using vibe-coding tools and social media to build businesses years before many can even drive. WSJ

Despite fears that AI is replacing finance jobs, experts say recent Wall Street layoffs reflect cyclical cuts and efficiency drives more than an imminent AI takeover. Fortune

CBS News pulled a “60 Minutes” segment on deported Venezuelan men, fueling claims the decision was politically motivated. NYT

Leaked files show Binance let suspicious accounts operate after its 2023 U.S. plea deal, despite terror links and failed ID checks. FT

The 46-year-old CEO of Compass is waging an aggressive campaign against Zillow to reclaim control of home listings and reshape how power and data flow in real estate. BI

A former Elon Musk rival and robotics expert is the latest Silicon Valley transplant to join GM’s leadership ranks. WSJ

Shield AI’s CEO says the $5.6 billion defense-tech startup has reached an inflection point as it looks to scale its AI software beyond its own drones and overcome fallout from a high-profile accident. Fortune

Waymo resumed its robotaxi service in the San Francisco Bay Area after pausing operations during widespread blackouts that disrupted vehicle behavior. CNBC

Join us at the Fortune Workplace Innovation Summit May 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.



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