Politics

Analysis says Florida is most expensive state for homeowners insurance

Published

3 months ago

September 18, 2025

Florida has made some gains in reducing homeowners insurance costs in recent years. But the state still has the most expensive premiums for coverage in the U.S., according to a new realtor.com analysis.

The real estate market monitoring company conducted a study on homeowners insurance costs across the country, and the Sunshine State is pretty costly compared to other states.

“Florida tops the charts in more ways than one: In addition to carrying the highest median premiums, it also has the dubious honor of having the most homeowners paying over $4,000 per year,” the realtor.com analysis concluded.

Colorado, Nebraska and Texas followed Florida in the ranking. The report linked the most expensive places for premiums with a simple connection: extreme weather conditions. Kansas, Oklahoma and Louisiana were also ranked in the top 10.

“Disaster risk varies widely by geography, with coastal areas obviously susceptible to hurricane-related damage a prime example,” said realtor.com senior economist Jake Krimmel. “But flood risk extends into the heartland, too, especially for properties located near rivers and their flood plains. This is not to mention tornado alley in the Plains or wildfire risk on the West Coast.”

Florida’s ranking as having the highest homeowners insurance costs in the county comes as the state has gone out of its way to lower those premiums.

Florida Chamber of Commerce President and CEO Mark Wilson this month said legislative modifications to the state’s insurance laws in 2022 and 2023 have sparked a “wave” of insurance companies entering the market. There are now 15 new companies that have emerged in the state’s property insurance market since those changes a few years ago, which restricted incentives for frivolous lawsuits that prompted many insurance businesses to hike premiums or leave the state entirely.

Still, Florida outpaces most homeowners insurance premiums by comparison, even among the other states that realtor.com analysts said are among the most expensive. States such as Texas and Colorado are seeing homeowners paying between $2,000 to $2,499 per year for insurance policies, substantially lower than Florida.

Residents holding mortgages are paying about twice as much as those without mortgages. Those insurance prices are also straining housing markets in many states that are being tested on affordability.

“Insurance costs are increasingly shaping affordability, especially in this high-rate, high-priced environment,” Krimmel said. “It’s just another added, and quite necessary, cost for owning today and moving forward.”

The most affordable states for homeowners insurance costs include Ohio, Pennsylvania, Vermont and New Hampshire, where those annual rates run between $800 and $1,500.

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Politics

Ashley Moody, Rick Scott diverge on rescheduling pot

Published

29 minutes ago

December 17, 2025

May Greene

Florida’s U.S. Senators are split on President Donald Trump potentially rescheduling cannabis.

While Rick Scott signed a letter opposing the move with GOP colleagues, Ashley Moody did not.

“Rescheduling marijuana to a Schedule III drug will undermine your strong efforts to Make America Great Again and to usher in America’s next economic Golden Age. The only winners from rescheduling will be bad actors such as Communist China, while Americans will be left paying the bill,” the letter claims.

The Senators argue that changing cannabis’ classification would harm America’s attempts to reindustrialize, would have health consequences, and would give a “massive tax break” to companies in the space.

“While supporters of rescheduling argue that extending tax benefits to marijuana businesses will create economic growth, the costs of workplace and vehicular accidents caused by increased marijuana usage far exceeds any perceived benefits—not to mention the moral costs of marijuana advertising that could reach kids.”

Scott has called marijuana a “gateway drug” and says his own brother died after a lifetime struggle with drugs that began with it, so his opposition to relaxed laws continues.

While Attorney General, Moody opposed legalization initiatives in Florida. However, rumors are that the White House is considering rescheduling to Schedule III, which would permit medical research but wouldn’t immediately make it more commercially available.

12.17.2025-Letter-on-Marijuana-Rescheduling-

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Politics

Florida military installations to divvy up nearly $1B in federal funding act

Published

2 hours ago

December 17, 2025

May Greene

10 military installations in the Sunshine State will get a cut of the funding approved by Congress.

U.S. Sen. Ashley Moody is touting approval by Congress of the National Defense Authorization Act (NDAA), which will bring nearly a billion dollars in funding for several military installations in Florida.

The measure passed along bipartisan lines in the Senate and covers defense funding for the next fiscal year. It authorizes about $900 billion in total for defense spending across the U.S. The House signed off on the measure last week.

The act earmarks about $851 million for Florida installations. It will also fund expanded shipbuilding and prioritize development of the “Golden Dome” missile defense system.

“The passage of this year’s NDAA is a victory for the strengthening of our national security and Florida’s military bases. It is vital for the protection of our great nation that our military has the resources needed to deter evil and stay mission ready. Sadly, just this week we lost two National Guardsmen and an interpreter far too soon at the hands of an apparent ISIS attack in Syria. My heart breaks for their families’ unimaginable loss. It is a stark reminder that we must continue our efforts to secure peace through a robust national defense,” Moody said in a news release Wednesday.

“Florida is proud to be the home of three combatant commands, including SOUTHCOM, CENTCOM and SOCOM, as well as 21 military installations which all play a highly important role in the United States’ military strategy. I will always fight for their interests, because a strong military is essential for a strong nation.”

Ten different military installations in Florida will get a partial cut of the funding including, Cape Canaveral Space Force Station, Eglin Air Force Base, Homestead Air Reserve Base, Hurlburt Field, MacDill Air Force Base, Marine Corps Support Facility Blount Island, Naval Air Station Key West, Naval Air Station Pensacola, Naval Air Station Whiting Field and Tyndall Air Force Base.

Florida is home to more than 90,000 active military personnel in the state, and about 1.5 million military veterans reside here.

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Politics

New College Foundation announces $1M gift for ‘Socratic Stage’ program

Published

3 hours ago

December 17, 2025

May Greene

The New College Foundation has announced a $1 million donation from Dr. Michael C. and Ling Z. Markovitz to establish a new campus program centered on debate, classical learning and public discourse.

The donation, made directly to the New College Foundation, will help the college establish the Markovitz Socratic Stage, a signature forum dedicated to revitalizing civil discourse, classical learning and the free exchange of ideas on campus.

“We believe deeply in the power of ideas — and the courage it takes to explore them openly,” Michael said in a statement. “New College is leading a movement to bring back real dialogue, real debate, and real education. We are honored to support this mission and help build a program where students learn to think for themselves, speak with conviction, and engage with the world in meaningful ways.”

The donation will support a series of debates, lectures and discussion-based events meant to bring together students, faculty, visiting scholars and community members for debates, dialogues, books discussions, lecture series, public forums, intellectual events open to the community, and student-centered opportunities.

The program will be integrated into New College’s Logos/Techne curriculum and is expected to launch as a recurring campus initiative open to the public.

College President Richard Corcoran called the gift a “defining moment” for the institution, saying it aligns with New College’s emphasis on classical education and intellectual freedom.

“Michael and Ling Markovitz have made a profound and visionary commitment to New College,” he said. “Their gift strengthens our mission to revive rigorous classical education and restore the humanities as a force for intellectual freedom. The Markovitz Socratic Stage will impact generations of students by giving them a place to think deeply, debate boldly, and seek truth fearlessly.”

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