Exactly one year ago, Donald Trump was sworn in for his second term while promising the American public that help was on the way, particularly regarding affordability.

The issue had already been creating major challenges for lower- and middle-income earners across the nation. One year in, Trump continues to claim the nation is enjoying an “economic boom.” But the Democratic National Committee (DNC) wholly disagrees, especially for Floridians.

“The numbers don’t lie: Trump’s first year back in office has been a complete disaster for Florida families. Trump broke his promise to lower costs on Day One and instead has made life far more expensive for Florida families,” said Tim Hogan, the DNC’s senior advisor for messaging, mobilization and strategy.

“Because of Trump’s Big Ugly Bill and failed economic policies, unemployment in Florida is up, families are paying $1,060 more a year, and 1,500,000 Floridians will be kicked off their health care after Trump let premiums skyrocket. While Donald Trump may think affordability is a hoax, Florida families know better, which is why they are putting their trust in Democrats who will keep fighting to lower costs and protect health care.”

A DNC study last week found Florida is one of 26 states where unemployment has risen since Trump took office, at a 0.7-percentage-point increase. The $1,060 figure is the approximate amount Florida households are losing through higher costs related to Trump’s tariffs and his “One Big Beautiful Bill” package, which the DNC and other Democratic groups have taken to calling the “Big Ugly Bill.”

The same study estimated that expiring premium tax credits under the Affordable Care Act would lead to 1.5 million Floridians losing health coverage, one of the highest numbers in the nation behind only California.

But the DNC’s critique does not stop there. Democrats point to a Joint Economic Committee Minority report this month finding that families paid $310 more for groceries during Trump’s first year in office than they did in 2024.

The DNC’s own study found that working American families have lost $585 to inflation and that nearly 4.5 million Floridians who rely on the Affordable Care Act’s marketplace for health coverage are seeing premiums skyrocket, which the DNC attributes to Trump’s refusal to extend tax credits. It’s worth noting that while Trump opposed extending the credits, Congress declined to pass an extension.

Additionally, cuts under the One Big Beautiful Bill to the Supplemental Nutrition Assistance Program, colloquially known as food stamps, will mean more than 1.6 million Floridians lose some or all of their food benefits, according to the DNC analysis. The Harvard Kennedy School found that the legislation is cutting about $186 billion from the program over 10 years, a 20% cut that is the largest in the program’s history.

And what the DNC describes as failures seem to be also resonating with the American public, with new polling on Trump’s first year in office showing twice as many Americans say Trump is focused on the wrong priorities as the right ones. The AP-NORC poll also shows 60% of U.S. adults think Trump has done more to hurt than help the cost of living in his second term.

Meanwhile, the poll finds only 4 in 10 approve of Trump’s job performance. While Trump is far underwater in his approval rating, it has improved slightly since December, when his disapproval was at 61%, compared to 59% now. Even at his highest approval since March, Trump was still underwater, with 53% disapproving of his job performance.

The Florida Educator Health Trust (FLEHT) enters 2026 less than a year old, but already with significant progress under its belt.

Established to help Florida School Districts save on employee health plans without having to pass along benefit reductions, the program opened last June with just three counties on board, representing 1,671 public school employees in DeSoto, Hardee and Hendry counties.

By the end of December, the nonprofit health insurance program had eight counties enrolled, with the addition of Brevard, Charlotte, Okeechobee, Highlands and Polk counties, bringing its total public school employee representation to nearly 22,000 people.

As of mid-January, more School Boards have voted to join the program at various points throughout 2026, which will bring the total counties enrolled to 15.

“In an era of rising health insurance costs for employees, we set out to provide much-needed services to School Districts without compromising benefits to educators, and it is working,” said Ted Roush, a former Superintendent of Schools and FLEHT Executive Director.

“In only 6 months, we have shown demonstrable savings to the districts, and consequently to taxpayers, realizing savings in the millions of dollars. Our growth — going from three to 15 counties in our first year of full operation — will allow us to continue achieving significant economies of scale, saving taxpayers even more money while maintaining a high level of health insurance for district employees.”

“By harnessing the power of the group district membership, FLEHT is able to perform for the whole what is not possible individually in the insurance marketplace,” Roush added.

The FLEHT realizes savings for School Districts by bringing Districts together to deliver efficient health programs for employees.

Formerly known as the FSHIP program, it was established in 2009 by the Florida School Board Insurance Trust. The program transitioned to FLEHT under the Florida Association of District School Superintendents last year. The change was meant to align the needs of Florida educators.

The FLEHT under its new structure is overseen by an executive committee composed of Superintendents, with all member Districts represented with voting trustees.

Hernando County is expected to be the next School Board to enter into a participation agreement with FLEHT. Program officials estimate they will have as many as 20 School Districts on board by Spring Break season. The group also estimates it has saved taxpayers more than $12 million.

The program is responding to rising health care premiums across the U.S. While cost of living is already creating a challenge, at an estimated 17% increase, health care premiums have increased by 45%, according to the National Council on Teacher Quality.

In order to participate in FLEHT, School Boards must first adopt a participation agreement. The District must already be or become self-insured. From there, the District establishes a transition plan into FLEHT and then formally enters the program. Once a District is a member, its Superintendent becomes a member/trustee of the program.

The program estimates savings of 7%-12% when fully transitioning from a fully-insured health insurance plan to a self-insured FLEHT participant. Within one to three years, the program claims members will enjoy savings of up to 13%.