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A hard truth from the road — the lies behind Florida’s insurance ‘reforms’

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As the National President of Born to Ride for 45, I’m here to tell you what I saw in Tallahassee this week. I rode all the way to the Capitol with my brothers and sisters to fight for affordable auto insurance in Florida in support of HB 1181. Why? Because Florida’s current system is a raw deal for us and it’s time for change.

It’s been suggested that we were at the Capitol doing the bidding of other organizations – LIES. I stand with and for the 1.5 million bikers in Florida – add in their wives and children and you’re talking about 3 million residents of this state. That’s 3 million voters that are paying attention.

Here’s the truth: when my fellow bikers get maimed, there’s no one else left to turn to, no one else fighting for us. That’s why I’m out there fighting for real change. Changes that mean everyone is responsible on Florida roads.

What I saw this week in Tallahassee made me mad. We the people – regular Floridians – are going up against a corporate insurance industry that’s been protected by a bureaucracy that coddles the rich and powerful, backed by a couple of high-level politicians. And what’s at stake? Our ability to afford to live in Florida.

This isn’t just about repealing PIP. It’s about a no-fault system that’s rigged against working-class people, the ones struggling with inflated insurance premiums, while the big corporations cash in and no one takes responsibility. And boy, have they cashed in. It’s time for a responsibility-based system that protects everyone on the roads when they are injured in an accident and puts some money back where it belongs – in the people’s pockets!

Testifying before lawmakers, I showed them my pocket Constitution and reminded them they swore an oath on it, an oath to “We the People.” Not, we the insurance companies.

I was also in Tallahassee in 2023 when lawmakers passed the “reforms” they’re now trying to tell us worked. They didn’t work for anyone other than insurance executives.

Florida has the highest rates in America, and they haven’t gone down. No one’s rates have gone down, and now they’re trying to block a bill that would eliminate a garbage insurance requirement that doesn’t protect anyone – especially not guys and gals who ride. I’m willing to bet it does protect insurance companies’ bottom line, though!

I don’t know what “consumers” the insurance industry and politicians are talking to when they claim these reforms are a “win.” Everyone I know is still getting hammered with higher costs — again, the highest in the nation.

President Donald Trump told it to us straight during the campaign. He noted that we “have the highest insurance in the nation, and the bill they passed made it good for the insurance companies.” And make no mistake—those rates specifically discriminate against freedom bikers like us.

The so-called “reforms” didn’t reduce anything. They’ve only continued to stack the deck in favor of the insurance companies while leaving regular Floridians to pick up the tab. Nothing’s gotten better. It’s just the same old scam. You know what they say about lipstick on a pig, right?

And trust me, I know Donald Trump. Using his name to justify these so-called reforms is not right. What he said was the truth: Florida’s reforms were the most significant insurance industry bailout and a total SCAM!

He said in 2024, “Your automobile insurance is up 73%. VOTE FOR TRUMP, I’LL CUT THAT NUMBER IN HALF!” HB 1181 is the harbinger of that. We need a system for the people, not for the profits. Nothing has changed for the better. The system’s more rigged, complicated, and less accountable than ever.

The only people benefiting from these “reforms” are the corporate elites and a few politicians. Meanwhile, Floridians are still struggling to afford basic insurance. We were promised relief, not a scam.

But here’s the good news: Byron Donalds will change that, so I support him for Governor.

It’s time for leadership that fights for the people and an affordable Florida. Leadership that embraces the Constitutional oath of “for the people.”

Because when they don’t, we the people will be watching, and we will keep riding.

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George Colella is the National President of Born to Ride for 45.


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Auburn Tigers take on the Florida Gators in Final 4

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The game is tonight.

Florida Gators (34-4, 17-4 SEC) vs. Auburn Tigers (32-5, 16-4 SEC)

San Antonio; Saturday, 6:09 p.m. EDT

BETMGM SPORTSBOOK LINE: Gators -2.5; over/under is 159.5

BOTTOM LINE: No. 4 Auburn and No. 3 Florida meet in the NCAA Tournament Final Four.

The Tigers’ record in SEC play is 16-4, and their record is 16-1 against non-conference opponents. Auburn scores 83.2 points while outscoring opponents by 14.0 points per game.

The Gators’ record in SEC action is 17-4. Florida has a 2-1 record in games decided by 3 points or fewer.

Auburn averages 9.1 made 3-pointers per game, 2.4 more made shots than the 6.7 per game Florida gives up. Florida has shot at a 47.3% rate from the field this season, 6.7 percentage points above the 40.6% shooting opponents of Auburn have averaged.

The teams meet for the second time this season. The Gators won 90-81 in the last matchup on Feb. 8.

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Republished with permission of the Associated Press.


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Donald Trump makes big bet on tariffs

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Not even 24 hours after his party lost a key Wisconsin race and underperformed in Florida, President Donald Trump followed the playbook that has defined his political career: He doubled down.

Trump’s move on Wednesday to place stiff new tariffs on imports from nearly all U.S. trading partners marks an all-in bet by the Republican that his once-fringe economic vision will pay off for Americans. It was the realization of his four decades of advocacy for a protectionist foreign policy and the belief that free trade was forcing the United States into decline as its economy shifted from manufacturing to services.

The tariff announcement was the latest and perhaps boldest manifestation of Trump’s second-term freedom to lead with his instincts after feeling his first turn in the Oval Office was restrained by aides who did not share his worldview. How it shakes out will be a defining judgment on his presidency.

The early reviews have been worrisome.

Financial markets had their worst week since the onset of the COVID-19 pandemic, foreign trade partners retaliated and economists warned that the import taxes may boost inflation and potentially send the U.S. into a recession. It’s now Republican lawmakers who are fretting about their party’s future while Democrats feel newly buoyant over what they see as Trump’s overreach.

He has promised that the taxes on imports will bring about a domestic manufacturing renaissance and help fund an extension of his 2017 tax cuts. He insisted on Thursday as the Dow Jones fell by 1,600 points that things were “going very well” and the economy would “boom,” then spent Friday at the golf course as the index plunged 2,200 more points.

In his first term, Trump’s tariff threats brought world leaders to his door to cut deals. This time, his actions so far have led to steep retaliation from China and promises from European allies to push back.

As Trump struggles with the economy, Democrats are beginning to emerge from the cloud of doom that has consumed their party ever since their election drubbing in November.

They scored a decisive victory in Wisconsin’s high-profile state Supreme Court election on Tuesday, even after Elon Musk and his affiliated groups poured more than $20 million into the contest. New Jersey Sen. Cory Booker then breathed new life into the Democratic resistance by delivering a record 25-hour-long speech on the Senate floor that centered on a call for his party to find its resolve.

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Republished with permission of the Associated Press.


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State can enforce DEI general education course ban while litigation plays out

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The state of Florida may enforce a law eliminating general education courses that teach “identity politics” at Florida’s institutions of higher education pending resolution of a lawsuit filed by professors, a federal judge has ruled.

In January, the American Civil Liberties Union of Florida filed suit on the professors’ behalf alleging that SB 266, a 2023 law limiting general education course classifications and funding for diversity, equity, and inclusion initiatives, harmed the professors’ academic ambitions. General education courses are required for students to graduate.

Days after a preliminary injunction hearing in Tallahassee in front of U.S. District Chief Judge Mark Walker, he ruled Wednesday that the professors had not established they would suffer any harm.

“This ruling is disappointing, but also offers a clearer path forward to prove this law is unconstitutional,” said Bacardi Jackson, executive director of the ACLU of Florida in a news release. “The law is a blatant effort to control the content of higher education, muzzle Florida’s scholars, and erase perspectives the state finds politically inconvenient. We remain committed to fighting alongside faculty, students, and the broader academic community until this undemocratic law is struck down.”

Among the plaintiffs is University of Florida political science professor Sharon Austin, who complains she was denied funding to present at a 2024 conference hosted by Diversity Abroad, which the school had paid for her to present at in 2023. The school specifically cited SB 266 in refusing to pay for her to appear subsequently, the suit alleges.

“As for Plaintiff Austin, her declaration demonstrates that she has already suffered a denial of state funding to attend conferences in 2024. However, to obtain prospective relief, she must demonstrate an unambiguous intention to seek funding to attend conferences at a reasonably foreseeable time in the future. That she has not done,” Walker wrote.

Professors who have had their courses removed from general education requirements, or fear it may happen, say their injury is chilled speech and potential repercussions in post-tenure review.

“To the extent these Plaintiffs claim their classroom speech associated with courses for which they have no stated plans to teach at a reasonably foreseeable time in the future will be chilled, such a hypothetical future chill is both too remote and speculative to amount to a cognizable injury in fact,” Walker wrote.

ACLU will continue
The plaintiffs allege viewpoint discrimination under the First Amendment; that the law is over-broad; and that it violates Florida’s Campus Free Expression Act.

State University System Chancellor Ray Rodrigues said in January that the law has helped address a Gallup poll that found “political agendas” as Americans’ Number One reason they have lost confidence in higher education.

Education Commissioner Manny Diaz Jr. said the law helps students who can be “overwhelmed by the number of courses that are out there,” and that students can take whatever classes they wish, “but the easier we can make it for them when it comes to general education and making sure that they’re getting what they need there I think is very important.”

Walker did not rule on merits of the underlying case and the ACLU said it will continue its challenge.

“Plaintiffs’ evidence does not demonstrate that any Plaintiff faces an imminent injury — namely, chilled speech — that is traceable to any Defendant’s enforcement of the general education requirements,” Walker wrote.

“For what it’s worth, Plaintiffs’ existential concerns about the survival of their academic departments and the future viability of their areas of expertise in the state of Florida are certainly understandable. However, these concerns, as described at length in Plaintiffs’ declarations, do not give rise to a concrete, imminent, and non-speculative injury in fact sufficient to permit Plaintiffs to seek a preliminary injunction against Defendants’ enforcement of the general education requirements.”

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Jay Waagmeester reporting. Florida Phoenix is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Florida Phoenix maintains editorial independence. Contact Editor Michael Moline for questions: [email protected]


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