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Beware of crypto ATM scams, Florida Department of Law Enforcement, AARP Florida warn

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Thinking of getting into the increasingly popular cryptocurrency craze? Be especially careful when using crypto ATMs, the Florida Department of Law Enforcement (FDLE) and AARP Florida warn.

Crypto ATMs, known commonly as bitcoin ATMs, or BTMs, are becoming more common across the country and in Florida. They enable users to buy and sell cryptocurrencies like bitcoin using cash or debit cards.

But there’s been a rise in fraud cases involving the machines, particularly against seniors, prompting federal and state lawmakers to file legislation to better regulate them. The Federal Trade Commission reported more than $65 million in fraud losses at BTMs in the first half of 2024, 540% more than in all of 2020.

Until more stringent regulations are passed in the Sunshine State, residents need to be aware of the dangers of using BTMs, said Mike Duffey, FDLE Cyber and Technology Bureau Special Agent in Charge.

“Crypto ATMs are often used in online crypto scams, and victims can lose thousands of dollars thinking their deposits are safe,” Duffey said in a statement.

“Usually located inside convenience stores, these ATMs take cash deposits which are converted into cryptocurrency. Criminals can exploit these crypto ATMs and redirect a citizen’s deposits to the criminal’s own account, where the digital currency is often unrecoverable.”

Duffey cautioned Floridians to be especially cautious when dealing with people they just met online.

“(Ask) yourself this question: Why do the monies have to be sent in the form of cryptocurrency?” he said. “(Take) the time to validate information on the individual you’re talking with, and, before you deposit any monies into a crypto ATM, please discuss the situation with your family and friends or reach out to your local law enforcement for advice.”

In a joint news release with FLDE, AARP Florida offered three safety tips:

— Government agencies, like law enforcement, will never ask for payments in crypto.

— Avoid using QR codes shared via text or email while using BTMs.

— BTMs are not a safe way to “protect” money from being stolen or seized.

Concern about BTM scams have mounted in recent years.

On Tuesday, Democratic U.S. Sen. Dick Durbin of Illinois announced he was filing the Crypto ATM Fraud Prevention Act. The measure would prevent new users from spending more than $2,000 in a day or $10,000 in a two-week period at the kiosks. It would also compel companies to speak directly with new customers who want to make transactions over $500 and require them to provide full refunds to users who file police reports and inform the companies of suspected fraud within 30 days of a transaction.

State lawmakers have filed legislation to address the issue too. One such bill in Arizona, sponsored by Republican state Reps. David Marshall and Michael Way, would limit how much money users can put into BTMs and require operators to be more transparent about the fees they charge.

Attorneys General have also sounded the alarm. An investigation that Iowa Attorney General Brenna Bird’s Office commenced in late 2023 found that more than 96% of the money Iowans reportedly sent through two BTM operators, Bitcoin Depot and CoinFlip — the latter of which holds a large share of the BTM market in Florida — were scam transactions.

An overwhelming share of the scams targeted people 60 and older, Bird’s Office said.

On Wednesday, Bird announced lawsuits against both BTM companies, which she accused of fleecing Iowans for millions of dollars.

“Con artists are evil and will stop at nothing to steal everything you have,” Bird said in a statement. “We already know that they target older Iowans, but now it seems that they even hunt through obituaries to target widows. They convince these older women that they need help, and then send their victims to crypto ATMs. And the crypto ATM companies take a cut of the profits. It’s not just wrong, it’s illegal.”


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New Florida DOGE proposal seeks to eliminate Lieutenant Governor

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Remember that DOGE meme that “messed with stuff?”

Two Florida lawmakers are trying something similar to shake up the state government.

Top of the list: Eliminate the Lieutenant Governor’s job.

Majority Leader Tyler Sirois and Rep. John Snyder think the Lt. Gov. job can be split up and given to others. They believe HJR 1325 would improve how the government functions.

“Florida taxpayers are entitled to a government that is small, efficient, and well run,” said Majority Leader Sirois. “As President (Donald) Trump works to rein in the vast federal bureaucracy, Florida has an opportunity to evaluate the value and effectiveness of government in our own state. While Florida has already established the standard for fiscally conservative governance, there is always room for improvement. Floridians deserve nothing less.”

If this happens, it changes how things work in Florida politics.

Like what Elon Musk is doing with the Department of Government Efficiency (DOGE) on Capitol Hill, they want to make the government more efficient and change how some jobs are done.

“As elected officials, we have a fiduciary responsibility to be good stewards of public funds, recognizing that Florida families work hard and must carefully manage their own household budgets,” Snyder added. “Just as they balance their checkbooks, it is critical that government also lives within its means. It requires us to be lean, efficient, and transparent while also planning for the future by setting aside reserves for emergencies.”

They also want to eliminate a group called the Government Efficiency Task Force, which tried to find ways to make the government cheaper and work better.

Instead of the Lt. Gov. and that task force, they want to create a new job: Commissioner of Government Efficiency.

This Cabinet-level position would act as a watchdog over the state government. They’d have the power to check for fraud, waste, and other problems in the Capitol. The goal is to ensure that the government is open and works well.

The plan also has new rules about who will take over if the Governor can’t do their job anymore. This ensures a clear strategy so the government doesn’t get stuck.

Here’s a quick breakdown of the changes:

— Tallahassee stays the capital: No change there.

— New rules for laws and impeachment: Some changes to how the state government works.

— New Commissioner of Government Efficiency will replace the Lt. Gov.

— Voting rules: Addresses who are qualified to vote.

Lawmakers will pick the first Commissioner of Government Efficiency by March 2, 2027, who will stay until the 2028 Election. After that, Floridians will vote for who they want for the job.


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Arguments to begin in lawsuit challenging Florida’s social media ban

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A legal battle is brewing in Florida over HB 3, the law aimed at protecting young people from the perceived dangers of social media.

The Computer & Communications Industry Association (CCIA) is challenging the law in court, arguing that it violates minors’ and adults’ First Amendment rights.

Oral arguments are scheduled for Friday.

HB3, signed into law by Gov. Ron DeSantis in March 2024, effective Jan. 1, 2025, is one of the strictest social media bans in the country. It prohibits children under 14 from having social media accounts and requires parental permission for 14- and 15-year-olds.

The law was a key priority for former House Speaker Paul Renner.

“A child in their brain development doesn’t have the ability to know that they’re being sucked into these addictive technologies and to see the harm and step away from it, and because of that, we have to step in for them,” Renner said at the bill-signing ceremony.

Several states have considered similar legislation.

Kara Gross, legislative director of the ACLU of Florida, said of HB 3: “HB 3 is a government censorship law aimed at ensuring that youth do not have access to information and resources that the Governor does not want them to access. HB 3 raises significant constitutional concerns because it intrudes on the free speech rights of adults and minors.”

The CCIA and co-Plaintiff NetChoice filed a lawsuit in October 2024, claiming that HB 3 is an unconstitutional restriction on free speech. They argue that the law prevents minors, and potentially adults, from accessing lawful content online. The CCIA sought a preliminary injunction to prevent the law from taking effect.

Stephanie Joyce, senior vice president, Chief of Staff and director of CCIA’s Litigation Center, emphasizes the importance of protecting First Amendment rights. She describes HB3 as an “internet rationing” law that “blocks access to lawful content” and represents an “unlawful attempt to police free speech.” The CCIA believes the court should subject the law to stringent review, which it argues Florida has failed to satisfy.

The CCIA is an international trade association representing various communications and technology companies. With a history of over 50 years, the organization advocates for open markets, open systems, and open networks.

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Material from The Associated Press was used in this report.


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Nick DiCeglie, still recovering himself, seeks more support for hurricane victims

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Sen. Nick DiCeglie has filed legislation to support homeowners who are rebuilding after devastation from a storm by streamlining the permitting process and resources.

The measure (SB 180) is entitled “Emergency Preparedness and Response” and would also improve debris management and removal and increase disaster management planning, emergency resource coordination and financial transparency among state and local disaster management groups.

The bill builds on legislation DiCeglie filed earlier this week (SJR 174, SB 176) proposing a constitutional amendment that would hold homesteaded property owners harmless in certain conditions from property tax increases resulting from elevating a home to mitigate potential flooding.

“In the aftermath of a hurricane, families want to clear out debris and start rebuilding quickly,” said DiCeglie, whose own home flooded last year during Hurricane Helene.

“Those homeowners struggling to put their lives back together after a storm should not have to deal with needless bureaucracy, or local governments that want to change the rules and use a disaster to create a different kind of community through red tape in the permitting process.”

DiCeglie’s emergency preparedness package would prohibit local governments from increasing permit and inspection fees for six months after a hurricane or tropical storm emergency declaration by either the Governor or federal government.

It would also reduce bureaucracy in the rebuilding process by prohibiting local governments within a disaster declaration zone in 2024 from adopting more restrictive or burdensome regulations to comprehensive plans, land development rules or other ordinances concerning review, approval or issuance of a site plan, permit or development order before Oct. 1, 2027.

On debris management and removal — a particular problem for parts of the Gulf Coast, including DiCeglie’s Pinellas County-based district — the bill would require local governments to establish at least one debris management site to be approved through the Department of Environmental Protection (DEP). The bill would also require local governments to establish procedures and determine needed resources to ensure timely debris removal.

The bill would also address beach restoration, where erosion is often prevalent after a storm, requiring beach renourishment. DiCeglie’s bill would allow DEP to waive or reduce matching requirements for local governments where beaches are part of a designated disaster area in the 2024 hurricane season.

Additionally, the bill would create a local rebuilding permitting guide and permitting plans to streamline private property restoration.

The guide, which would come from local governments, would include information about what type of repairs require permits, and what types don’t, as well as on post-storm application processes and other rebuilding requirements in place. Local governments, under the bill, would be required to update the guide annually by May 1, and as soon as possible after a hurricane or tropical storm.

The bill is extensive, with other provisions for post-disaster permitting planning requirements for local governments; tax savings for those who suffered financial losses from damaged agriculture equipment; new emergency management training opportunities for local officials; expanded pre-hurricane season readiness planning; improved financial transparency through new reporting requirements for state agencies; streamlined hazard mitigation grants; and expanded planning, response and recovery coordination within the Department of Emergency Management (DEM).

The bill would require DEM to develop a template for plans and provide guidance on mutual aid agreements, as well as to complete an inventory of all disaster response equipment, in addition to existing requirements for portable generators. It would also add the Department of Veterans Affairs to the state list of agencies that help identify people with special needs who may need shelter accommodations.

Local governments would be required to provide names of its Emergency Manager or Director and any designees ahead of hurricane season.

Additionally, the bill would clarify that Florida National Guard members trained and certified to provide medical care, and who are assigned to a medical duty position such as a nurse or medic, would provide medical care to military or civilians during an emergency or declared disaster.

“We know our emergency responders at the state and local level are working tirelessly before, during, and after a storm, and the more we can do to support planning and coordination in advance, the better off we will be the next time a hurricane heads our way,” DiCeglie said.

Leadership is on board.

“Florida’s Executive Branch mounted an extraordinary effort during the 2024 Hurricane Season. Florida is a national model for disaster management because we accept that there are always lessons learned and we incorporate new ideas for continued improvement,” said Senate President Ben Albritton, whose district was impacted by significant inland flooding and agriculture and citrus loss during the 2024 season.

“The more we can do to support families who are rebuilding or fortifying their homes, the better. Clarity and certainty in the permitting process is critical.”

The emergency preparedness package does not yet have a House companion.

DiCeglie has previously filed a Senate joint resolution that would trigger a constitutional amendment asking voters whether the Legislature should be able to prohibit insurers from considering improvements made to homestead property as part of flood mitigation efforts when those properties are assessed.

His bill (SB 176) would provide implementing language for such an amendment, should it receive voter approval. It would require specific direction to local governments on how to assess homestead property after elevating homes to mitigate flood risk. It would further require the improved property to meet elevation requirements within the National Flood Insurance Program or the Florida Building Code.


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