Connect with us

Politics

2026 health insurance premiums set to double for millions of Floridians

Published

on


Health insurance rates will increase sharply for the 4 million-plus Floridians who rely on so-called Obamacare plans or small employer health insurance coverage in the coming weeks, according to data released by the Florida Office of Insurance Regulation.

The OIR reported late last month that, beginning Jan. 1, 2026,  Florida health plans had been approved for double-digit increases in monthly premiums people pay for the individual policies sold on the federal health insurance exchange (healthcare.gov). Florida leads the nation in the number of people enrolled in the exchange.

A 28-year old adult living in Duval County earning $35,000 annually and enrolled in a silver-level individual health insurance plan may pay $281 a month starting Jan. 1, up from $149 now.

Premiums for a family of four earning $85,000 in Duval County will increase to $864 a month after tax credits in 2026, up from $558.

A 28-year-old- living in Miami-Dade County could pay a $322 monthly premium; premiums for such a person in Hillsborough County could total $298 a month. Family premiums in those counties will be $1,019 a month and $932 a month, respectively.

Rates in rural counties will be even higher. Okeechobee County has the dubious distinction of facing the highest premiums in the state: A family of four could pay $1,630 a month and an individual $484 a month.

The OIR posted the information “for illustrative purposes only” on Aug. 25 but did not otherwise publicly announce that it was available online for people to review in advance of open enrollment for 2026 coverage, which starts Nov. 1.

“Posting them on our website is making them public,” OIR spokesperson Kylie Mason told the Florida Phoenix in an email.

The increases in the costs of coverage — coupled with reductions to Medicaid in the 2025 Budget Reconciliation Act (also known as the One Big Beautiful Bill) and programmatic changes to the ACA  — could increase the number of uninsured residents in the state by as many as 730,000 in the next 10 years, a KFF analysis shows.

Most of those people, 500,000, could become uninsured because of changes to Obamacare — formally the Affordable Care Act (ACA) — and the elimination of enhanced advanced premiums tax credits first made available in 2021 to further lower out-of-pocket costs for people in “silver” level plans.

If the enhanced advance premium tax credits expire, the number of uninsured residents in Florida could increase by another 1.2 million people, the same KFF analysis indicates. Those additional tax payments for co-payments and deductibles are set to expire at the end of the year. The Florida Hospital Association and other organizations want Congress to extend them.

“We’re approaching a healthcare cliff right now,” Florida Decides Healthcare spokesperson Karol Molinares told the Florida Phoenix. The organization is pushing a ballot initiative to place Medicaid expansion before the voters.

“That means ERs being clogged up, people not being able to see their primary-care doctors, uncompensated care. Costs for hospitals are going to skyrocket, which the state is going to be on the hook for. You’re also going to have 50,000 medical jobs that are going to be lost. It’s a whole chain reaction.”

The rate increases affect small-employer coverage, too, because the ACA requires certain benefits and coverage to be included in the health plans small employers offer their staffs.

The rate increases for small businesses aren’t as great as those for individuals and therefore the premium increases aren’t as severe, but remain substantive. The OIR data show costs rising from an average $728 per individual in 2025 to $821 in 2026.

Although Republicans in Florida have not expanded Medicaid to lower-income childless adults, as the ACA allows, the federal health law is popular with residents who annually have flocked to the marketplace for health coverage.

The health exchanges represent a key component of the law, which changed how health insurance can be priced. The law bans insurance companies from medically underwriting the policies and allows rates to be based on four factors only: age, tobacco use, geographic location, and family size.

Eighteen companies write in the state’s individual health insurance market, including the Community Care Network, a Department of Veterans Affairs health plan providing care outside of VA facilities that operates in Broward County only.

Blue Cross and Blue Shield of Florida, operating under the Florida Blue moniker, offer policies across Florida’s 67 counties. Its affiliate, Health Options, provides HMO coverage in  64 counties. Centene Venture Co. Florida, meanwhile, is offered in 63 counties.

The OIR released 2026 county breakdowns of potential premiums for a 28-year-old individual earning $35,000 annually and potential premiums for a family of four earning $85,000. (Note: The 2025 county breakdowns showed premiums for individuals earning $34,000 and families of four earning $84,000.)

The OIR examples illustrate the costs of plans as well as costs after the advanced premium tax credits that reduce premiums. The numbers are based on the silver-level health insurance policy, the only plan that qualifies enrollees for additional credits to lower out-of-pocket costs.

Florida is not alone in these rate hikes — insurers nationwide are filing double-digit increases. A KFF review of marketplace plans submitted by 312 insurers in 50 states and the District of Columbia shows that the median proposed increase for 2026 is 18%, more than double last year’s 7% median proposed increase.

Insurers cited rising costs, utilization of services, and the loss of enhanced advanced premium tax benefits as reasons behind the rate increases, according to KFF.

According to the most recent OIR data, most people in Florida who purchased health insurance policies in 2023 bought individual coverage on the federal health insurance exchange.The 2023 data show that more than 5.8 million people maintained commercial health insurance policies, and most of those people, 3.6 million-plus, had individual health insurance.

Nearly 1.8 million people had large-group plans — those sold to businesses with more than 51 employees. Small group policies insured another 400,164 lives in 2023.

The soaring rates, Molinares said, underscore the need for Florida to expand Medicaid to low-income, childless adults, Molinares said.

“I think Medicaid expansion is the last tool in the tool box to avoid a healthcare cliff that we are barrelling toward if the ACA tax credits don’t get renewed,” she said.

___

Christine Sexton reporting. Florida Phoenix is part of States Newsroom, a nonprofit news network supported by grants and a coalition of donors as a 501c(3) public charity. Florida Phoenix maintains editorial independence. Contact Editor Michael Moline for questions: [email protected].


Post Views: 0



Source link

Continue Reading

Politics

Monica Matteo-Salinas wins runoff for Miami Beach Commission

Published

on


City Hall aide Monica Matteo-Salinas just won a four-year term on the Miami Beach Commission, outpacing a better-funded but controversy-laden opponent in a runoff for the panel’s Group 1 seat.

With all precincts reporting, a full tally of early votes and a partial count of mail-in ballots, Matteo-Salinas had 71% of the vote to defeat Republican lawyer Monique Pardo Pope.

She’ll succeed fellow Democrat Kristen Rosen Gonzalez, who must leave the city’s seven-member governing body after an unsuccessful mayoral run.

Matteo-Salinas said in a statement that she is “deeply grateful” Miami Beach voters trusted her to represent their interests on the City Commission.

I ran for this seat because I love our city — because my children, and every child in our community, deserve to grow up in a Miami Beach we can be proud of, and because our residents deserve a city government that truly works for them. I am inspired every day by the people who make Miami Beach so special: families, seniors, small business owners, first responders, and neighbors from every background who care deeply about our community,” she said.

“I promise to always listen, solve problems, and deliver on the issues that matter most. This victory belongs to everyone who believes in a Miami Beach that protects its neighborhoods, invests in its future, and reflects the values of the community we love. I am ready to get to work.”

Tuesday’s runoff sharpened into a choice between two contrasting résumés, platforms and campaign narratives, along with late-cycle revelations about Pardo Pope, one of which drew national headlines.

Voters again headed to the polls over the weekend for the second time in just over a month as Miami Beach faces turbulence on multiple fronts, from state scrutiny over finances and charges that a local ordinance conflicts with Florida’s homelessness law to the removal of cultural landmarks due to their so-called “woke” significance and accusations of pay-for-play policymaking.

Matteo-Salinas, 46, consolidated establishment support for her campaign, which centered on promises to work on expanding trolley service, increase the city’s affordable housing index and establish a new “water czar” position in the city, paid by resort taxes.

She’s received endorsements from several local political notables, including Miami-Dade County Mayor Daniella Levine Cava, Miami Beach Commissioners Alex FernandezLaura Dominguez and Tanya Bhatt, and former Miami Beach Dan Gelber.

Groups backing her bid include the Miami Beach Fraternal Order of Police, LGBTQ groups SAVE Action PAC and Equality Florida Action PAC, and the public safety-focused neighborhood group SOBESafe.

The Miami-Dade Democratic Party also celebrated Matteo-Salinas’ double-digit victory Tuesday, calling it “a monumental victory with profound implications for every community across Miami-Dade.”

(L-R) Monica Matteo-Salinas and Monique Pardo Pope. Images via the candidates.

Pardo Pope, 45, centered her messaging on public safety, investing in mental health, backing school choice initiatives, supporting homelessness services, encouraging “smart, thoughtful development” that preserves Miami Beach’s character while addressing flooding and roadway congestion, and alleviating cost-of-living issues for longtime residents and first-time homebuyers through “fair taxation.”

She touted her guardian ad litem work as evidence of her temperament and commitment to service, but that part of her record came under scrutiny in recent weeks. A review of Pardo Pope’s case records with the Miami-Dade Clerk’s Office showed her listed as a guardian ad litem in just three cases — one of which she was discharged from after trying to get the mother in the case jailed.

She was also the subject of negative attention for omitting that her father was the convicted, Nazi-adoring serial killer Manuel Pardo, to whom she wrote several loving social media posts.

Pardo Pope has said she forgave her dad to move forward with her life, asking voters to judge her on her own life and work.

She is also the target of a Florida Bar inquiry for falsely claiming that documentarian Billy Corben, who was the first to reveal her father’s identity, lost a defamation lawsuit.

Her backers included the Miami-Dade Republican Party, Miami-Dade Commissioner René García, Rep. Alex Rizo, former Miami Beach City Attorney Jose Smith, Miami Realtors PAC, Venezuelan American Republican Club and Teach Florida PAC, a Jewish education group.

Two of her former Group 1 opponents, Daniel Ciraldo and Omar Gimenez, also endorsed her.

Matteo-Salinas raised about $133,000 and spent $82,000 by Dec. 4. Pardo Pope raised about $190,000 — of which 29% was self-given — and spent close to $170,000.

Matteo-Salinas finished first in Miami Beach’s General Election last month with 23.2% of the vote. Pardo Pope advanced with 20.1% after narrowly avoiding a recount.

They outpaced four other candidates, but neither captured a large enough share of the vote — more than 50% — to win outright.



Source link

Continue Reading

Politics

Rob Long wins Special Election to succeed late Joe Casello in HD 90

Published

on


Delray Beach Commissioner Rob Long is bound for state office after winning a Special Election for House District 90.

Long captured 63% of the vote to defeat Republican lobbyist Maria Zack and independent businesswoman Karen Yeh, who took 35% and 1% of the vote, respectively.

He will now finish the term of Democratic state Rep. Joe Casello, who died in July, and again face voters next November if he seeks re-election.

“I am humbled and grateful for the support of the people of District 90, and I’m ready to get to work,” Long said in a statement.

“Joe Casello was a dedicated public servant who always put this community first. I intend to continue his legacy by fighting every day to make life more affordable, support our first responders, strengthen our public schools, keep our neighborhoods safe, and protect our environment. Voters sent a clear message tonight: they want a representative who will stand up for them and deliver results.”

HD 90 is a Democratic-leaning district in Palm Beach County that spans Boynton Beach, Delray Beach, Golf, Gulf Stream, Briny Breezes and parts of Highland Beach, Manalapan and Ocean Ridge.

Voters had starkly different options on Tuesday’s Special Election ballot.

Long, a civil engineer, ran on his record in local government and environmental work. He emphasized public safety, infrastructure, redevelopment and water quality as his primary issues, highlighting his past service on the Palm Beach Soil & Water Conservation District and role on the Palm Beach Transportation Planning Agency Board.

He also significantly outraised his opponents. Through Dec. 4, Long and his political committee reported collecting close to $152,000 and having roughly $91,000 on hand, drawing support from labor groups, environmental and LGBTQ organizations, police and firefighter unions, trial lawyers and business interests like Associated Industries of Florida and the Florida Association of Realtors.

Florida Rising, a progressive organization that endorsed Long and phonebanked and door-knocked on his behalf, celebrated his victory with a statement.

Rob Long has won decisively — and voters made themselves heard loud and clear: they want a champion in Tallahassee who legislates for people, not for corporate interests,” said the group’s Chief Advocacy and Political Officer, Moné Holder. “In a moment when the GOP/MAGA supermajority has repeatedly shown its disregard for working families by governing for billionaires and spreading false narratives, Long’s win signals the beginning of a new and desperately needed chapter in the capital.”

The Florida Democratic Legislative Campaign Committee (DLCC) said the race’s outcome “sets the tone” for a fruitful 2026 for progressives.

“His win sends a clear message from voters that Florida’s working families are paying attention and they’re ready to vote for Democratic state leaders who are fighting to address the issues they care about,” DLCC President Heather Williams said in a statement. “The DLCC will carry this momentum into 2026 as we flip seats in red, blue, and battleground areas.”

Long’s backers included every Democratic legislator from Palm Beach County and several members of Congress. House Democratic Leader Fentrice Driskell and her successor in the post, Parkland Rep. Christine Hunschofsky, shared comments welcoming Long to their caucus.

“We’ll never forget our friend Joe Casello, and I know Rob Long will honor his legacy of service with the same passion and dedication,” Driskell said. “We are eager to welcome him to the Caucus and get to work delivering real results for Floridians.”

Hunschofsky said long ran “an excellent race, focused on issues that actually matter to families.”

“His experience in local government means he will be an important voice with common-sense solutions to Tallahassee. Floridians are overwhelmed by the affordability crisis that is making everything more expensive. The people want solutions and they want them now,” she said. “I know Rob is up for the task, but he has some big shoes to fill. Joe Casello was a good man and an excellent leader for his community.”

At one point, Long’s list of supporters also included Republican businessman Bill Reicherter, whom Zack narrowly defeated in the GOP Primary in late September.

Reicherter endorsed Long in early October after telling the South Florida Sun-Sentinel that Zack is a “single-issue conspiracy theorist.” But in a late-breaking press release Zack’s campaign published last week, Reicherter apparently reversed his position, urging voters to back her instead and criticizing Long’s record on public safety and city priorities.

Zack, a longtime lobbyist and founder of The Strollo Group, leaned into a hard-right platform centered on eliminating property taxes, “stopping the harm of illegal immigration” and expanding school choice. She also promises to support law enforcement.

Her campaign materials showcase photos with national Republican figures and endorsements from former U.S. House Speaker Newt Gingrich and anti-abortion group Florida Right to Life.

She also brought heavy baggage into Election Day. Zack’s nonprofit, Nations in Action, has promoted debunked claims that satellites over Italy helped hack U.S. voting machines in 2020 — a QAnon-linked theory known as “ItalyGate” — and claimed to have uncovered evidence to “shadow government” conspiracies to “depopulate countries through a COVID attack.”

Zack, who is credited as a “conspiracy theorist” in the 2024 film, “Stopping the Steal,” has said she “can’t tell” who really won that election, but assumes it was Donald Trump.

Her campaign finance reporting has also drawn scrutiny. Initial filings showed tens of thousands of dollars in spending that wasn’t backed by reported contributions or loans, an apparent violation of state law barring campaigns from operating in the red.

Zack later amended her reports to add nearly $32,000 in self-loans and called the discrepancy a bookkeeping mistake.

Zack raised about $82,000 directly, more than 40% of which came from her bank account, with the rest coming from out-of-state donors and high-profile supporters like former Trump spouse Marla Maples.

Yeh, meanwhile, raised $1,900, of which all but $700 went to a qualifying fee. She ran on a promise to support legislation that expands affordable housing and cracks down on property title fraud.



Source link

Continue Reading

Politics

Rolando Escalona wins runoff for Miami Commission, denying Frank Carollo a trip back to City Hall

Published

on


First-time candidate Rolando Escalona just denied perpetuating a Miami political dynasty.

With all precincts reporting, a full tally of early votes and a partial count of mail-in ballots, Escalona took 53% of the vote in a runoff race, defeating former City Commissioner Frank Carollo for a seat on the panel long held by the Carollo family.

Escalona, who moved to Miami from Cuba 11 years ago, will succeed outgoing Commissioner Joe Carollo, Frank’s brother, in representing District 3, which spans Little Havana, East Shenandoah, West Brickell and parts of Silver Bluff and the Roads.

“Tonight, the people of District 3 made history and sent a powerful message that our future belongs to those who put residents first, not political dynasties. I am humbled and deeply grateful to the voters who believed in a new generation of leadership, in accountability, in transparency — and in the promise that City Hall can once again work for the people it serves,” Escalona said in a statement.

“My journey from arriving in Miami with nothing, to earning the opportunity to represent this community I love, is only possible because of the trust and support of neighbors across Little Havana, East Shenandoah, The Roads, and beyond. Now the real work begins: restoring integrity, fixing what’s broken, ensuring safer streets, improving city services, and helping every family and small business in District 3 thrive. I am ready to serve, ready to listen, and ready to deliver results on day one.”

The contest was marked by unusual turbulence, as both candidates faced eligibility challenges that threatened to knock them off the ballot.

Escalona survived a residency challenge in October after a rival candidate accused him of faking his address. A Miami-Dade Judge rejected the claim following a detailed, three-hour trial that examined everything from his lease records to his Amazon orders.

And after the Nov. 4 General Election — when Carollo took about 38% of the vote and Escalona took 17% to outpace six other candidates — Carollo cleared his own legal hurdle when another Judge ruled he could remain in the race despite the city’s new lifetime term limits that, according to three residents who sued, should have barred him from running again.

The plaintiffs have since filed a motion to appeal the ruling, which found that removing Carollo from the ballot would be unconstitutional and disenfranchise voters who supported both him and the referendum that led to the new term limits.

Escalona, 34, insisted voters were ready to move on from the chaos and litigation surrounding Joe Carollo, whose tenure included a $63.5 million judgment against him for violating the First Amendment rights of local business owners and the cringe-inducing firing of a Miami Police Chief, among other controversies.

A former busboy who rose through the hospitality industry to manage high-profile Brickell restaurant Sexy Fish while also holding a real estate broker’s license, Escalona ran on a promise to bring transparency, better basic services, lower taxes for seniors and improved permitting systems to the city.

He vowed to improve public safety, support economic development, enhance communities, provide more affordable housing, lower taxes and advocate for better fiscal responsibility in government.

Carollo, a 55-year-old CPA by trade, argued the district needs an experienced leader. He pointed to his record balancing budgets and pledged a residents-first agenda focused on safer streets, cleaner neighborhoods and responsive government.

He was the top fundraiser in the District 3 race this cycle, amassing about $501,000 between his campaign account and political committee, Residents First, and spending about $389,500 by the last reporting dates.

Escalona, meanwhile, reported raising close to $109,000 through his campaign account and spending all but $6,000 by Dec. 4.



Source link

Continue Reading

Trending

Copyright © Miami Select.